1. The Defendants are jointly and severally liable to the Plaintiff for 27,629,746 won and 24,90,000 won among them.

1. Indication of claim;

A. Defendant 1: Principal and interest of loan (20 million won of the principal remaining as of September 29, 1998, interest 2173,697 won) based on a monetary loan agreement (20 million won of the principal remaining as of September 29, 1998, interest 2,173,697 won) on April 12, 1997, pursuant to the money loan agreement (4.9 million won of the principal remaining principal as of September 29, 1998, and five million won of the loan, repayment date) of the following claims against the above Defendant of the Commercial Bank against the commercial bank:

(b) For defendant 2: Guarantee debt guaranteed by a joint and several surety of each of the above agreements;

2. Judgment by service (Article 208 (3) 3 of the Civil Procedure Act).