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1. The Defendant shall pay the Plaintiff KRW 500,000,000 and the interest rate of KRW 15% per annum from January 13, 2017 to the date of full payment.
Reasons
1. Facts of recognition;
A. The National Bank Co., Ltd. concluded a loan transaction agreement with the Defendant (hereinafter “instant loan agreement”) and lent money as indicated below.
B. National Bank Co., Ltd. transferred the instant loan claim to SBA Savings Bank.
On October 29, 2015, SB Savings Bank Co., Ltd. transferred the above bonds to the Plaintiff, and notified the Defendant of the assignment of claims at that time.
C. The balance of each loan as of January 12, 2017 is as listed below:
(1) On February 2, 2007, the loan balance (based on January 12, 2017) 10,000 won in loan of the loan of the subject of loan (based on the No. 500,000,000 won in household ordinary loan 49,96,981 won in May 11, 2007, 31, 2007, KRW 414,687,541 won in household ordinary loan loan 940,000,000 in total, 10,948,158 won in total, 11,451,00,000,000 won in household loan 925,632,680 won in total) of the loan of the subject of loan of the date of loan (based on January 12, 2017) 1.
2. According to the facts of recognition as to the cause of claim, the Defendant is obligated to pay to the Plaintiff the amount of delay damages calculated at the rate of 15% per annum, which is the overdue interest rate, from January 13, 2017 sought by the Plaintiff, as the principal amount of 50,000,000 that the Plaintiff seeks as partial claims, and after the final payment date of overdue interest, out of the balance of loans under the instant loan agreement and the transfer of claims.
3. In conclusion, the plaintiff's claim of this case is reasonable, and it is so decided as per Disposition.