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(영문) 광주지방법원순천지원 2019.08.14 2018가단78050
채무부존재확인
Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. 1) On March 29, 2012, the Plaintiff entered into an insurance contract, etc. (i) the networkF (hereinafter “the network”).

) The insurance contract in the separate sheet and the insurance contract (hereinafter referred to as “instant insurance contract”).

(2) According to the insurance contract of this case, Defendant B’s husband, and the remaining Defendants are legal inheritors of the deceased as their children. (2) According to the insurance contract of this case, the insured person would pay KRW 50 million of the general injury death insurance amount and KRW 50 million of the general injury death insurance amount and KRW 50 million of the general injury after death.

3) Meanwhile, Article 2 of the General Injury Death Clause and Article 2 of the General Injury Death Clause provides that “In the event the insured dies as a direct result of an injury (referring to an injury caused by a sudden and unexpected accident that occurred during the insurance period; hereinafter referred to as “injury”) during the insurance period of this Special Clause (excluding death caused by a disease), the total purchase amount of the insurance coverage of this Special Clause shall be paid to the beneficiary as a general injury death insurance premium.” (B) On September 13, 2016, the Deceased was determined by the G Hospital to train visung Japan infection, and thereafter, he/she died as a direct death suspension, a prior death, and a brain pulmonary infection after being dead. (3) On April 8, 2017.

2) In the event that the Japanese brain infection was caused by the intermediary organs infected with the Japanese infection virus (i.e., soar as soon as possible), it is a contagious disease that causes acute viral symptoms due to the virus spread into blood. [In the absence of any dispute over the grounds for recognition, evidence Nos. 1, 2, 4, 1 to 7, 1, 2, 2, 5, 5, and the purport of the entire pleadings.

2. Determination as to the cause of action

A. The deceased, who is the insured of the instant insurance contract, of the Plaintiff’s assertion, is a Japanese brain infection.

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