1. The judgment of the court of first instance is modified as follows.

Defendant E Co., Ltd. shall be 4,285,714 won, Plaintiff B, and Defendant E Co., Ltd.

1. Basic facts

A. The Plaintiff A entered into each of the instant insurance contracts on January 25, 2012 (hereinafter “Defendant D”)

(F) The term “F” insurance contract was concluded between the Plaintiff and the Plaintiff (hereinafter “instant 1 insurance”).

(1) The insured is as follows: G (the husband of the Plaintiff A, hereinafter referred to as “the deceased”).

(2) A beneficiary of death benefit. (3) The insurance period from January 25, 2012 to January 25, 2062: (4) the death security: In the event of death due to injury, Plaintiff B and C are children of the deceased. On January 25, 2012, Plaintiff C entered into an “I” insurance contract with Defendant E Co., Ltd. (hereinafter “Defendant E”), and the main contents thereof are as follows.

(1) Insured: A beneficiary of the deceased’s death benefit.

B. 1) Article 1(1) of the General Injury Death and Death Additional Clause of the Insurance Terms and Conditions 1) 1 of the General Injury and Death Additional Clause of the Insurance Terms and Conditions 2: 2) The definitions of the terms of the General Injury and Death Insurance Clause 1 of the Insurance Terms and Conditions 2 shall mean the injury inflicted upon the body due to a sudden and unexpected accident that occurred during the insurance period. Article 1 of the Special Clause 2 of the Insurance Terms and Conditions 2 of the Insurance Terms and Conditions 3: The Company shall pay the insurance amount of the Special Terms and Conditions as the death and death insurance amount if the insured, as a direct result of the injury occurred during the insurance period of the Insurance Terms and Conditions 1 of the Insurance Terms and Conditions (referring to the injury inflicted on the body due to a sudden and unexpected accident that occurred during the insurance period).

C. On July 28, 2016, the deceased’s death 1 deceased is below the stairs going up to the second floor of J house in Gwangju Northern-gu around 19:00.