1. The defendant shall pay to the plaintiff the amount of KRW 112,366,742 as well as KRW 29,147,391 as of March 24, 2020 to the day of full payment.

1. The details of claims for each transfer of credit card bills (Defendant): (1) The first creditor of the credit card proceeds claim on August 2, 2017: D: the date on which the first creditor becomes liable for the transfer on June 27, 2018: the date on which the first creditor becomes liable for the payment of credit card bills: The final transferee of the credit amount of KRW 31,464,140 on December 27, 2016: The overdue interest rate of 24% per annum 29,147,391 on March 23, 2020: The total amount of claims amount of KRW 15,876,145: 45,023,536 on March 27, 2018; and

1. 31. Initial loan amount: The interest rate of 27.9% per annum on March 23, 2020 on the principal as of March 2018: 12,584,870 won: the amount of the total loan amount of KRW 12,50,179: 32,135,049. 32,135,049 first creditor of the loan claim: E: 23,000,000 won first loan amount on June 10, 2017: 23,00,000 won: the Plaintiff (on behalf of the transferor: Notice on July 16, 2018): The interest rate of KRW 27.9% per annum; the total amount of the loan amount of KRW 12,550,179; 37,000; the amount of the loan amount of KRW 36,37,000; the principal and interest of KRW 37,000:3: the principal and interest amount of KRW 27.137:35.20

2. Judgment by public notice (Article 208 (3) 3 of the Civil Procedure Act).