1. The defendant shall pay to the plaintiff KRW 32,375,107 and KRW 3,521,525 from March 16, 2019 to the date of full payment.

1. Facts of recognition;

A. On July 15, 2000, the Plaintiff issued a credit card to the Defendant.

B. On March 15, 2019, the Defendant, using a credit card issued by the Plaintiff, purchases goods in lump sum or in installment, receives cash services and credit card loans, bears the Plaintiff’s obligations as indicated in the following table, such as card payments (temporary payment), cash services, and credit card loans and overdue charges (hereinafter “debts, such as card payments, etc.”), and the overdue interest rate for each obligation is as listed below.

The overdue interest rate of the amount of the No. 1 card (temporary payment) No. 3,521,525,525 37,430 14,55 165 14,621 20.9% per annum 20.9% per annum 621 13.84% per annum 20.9% per annum 3,500,500,000 640,595 19.1% per annum 31,575,69,79, 417-32,375,107 / [Grounds for recognition] confession of the Plaintiff (Article 150(3) of the Civil Procedure Act, the Defendant did not submit a written answer to the instant case, but did not have any content of the Plaintiff’s written answer to the cause for pleading. Thus, it is determined that the confession of the Plaintiff did not appear at the date for pleading.

2. According to the above facts of determination, the defendant is obligated to pay to the plaintiff delayed interest rate as stated in the above table "interest rate" from March 16, 2019 to the date of full payment with respect to each of the obligations such as the card price, etc. of this case and its principal.

3. In conclusion, the claim of this case is justified, and it is so decided as per Disposition.