1. The defendant's appeal is dismissed.

2. The costs of appeal shall be borne by the Defendant.

Purport of claim and appeal

1..

Facts of recognition

A. On June 4, 1993, the Defendant entered into a credit card use contract with the Plaintiff and received the credit card from the Plaintiff from around that time. The overdue interest rate applied by the Plaintiff under the above credit card use contract is 23.7% per annum when the Plaintiff delays in payment for three months or longer, 24.7% per annum when the overdue interest rate for the credit card use applied by the Plaintiff is paid in lump sum, 23.7% per annum when the overdue interest rate is overdue, and 24.7% per

B. On January 27, 2015, the Defendant received loans from the Plaintiff with a maximum card loans of KRW 15,000,000 due date on July 27, 2017; an annual interest rate of KRW 16%; and an annual interest rate of overdue interest rate of KRW 23.3% per annum.

C. On March 22, 2017, the credit card use price and credit card loans the Plaintiff is in arrears are as follows.

(2) The defendant is obligated to pay 3,125,839 won with the total of 3,57,58 won with the total of 3,791,409 won with the total of 2,954,096 won with the installment card payment, 171,743 won with the total of 3,125,839 won with the total of 9,496,953 won with the cash payment, 99,139,139, the total of 10,146,079 won with the overdue interest of 5,00,00 won with the maximum card payment, 13,766, overdue interest of 171,558 won with the total of 30,000 won with the agreed interest of 23,000,000 won with the agreed interest of 23,000 won with the agreed interest of 2,305,000 won with the agreed interest of 23,3631,45,27,04,044,27

In conclusion, the plaintiff's claim is justified, and the judgment of the court of first instance is consistent with this.