1. The defendant's appeal is dismissed.

2. The costs of appeal shall be borne by the Defendant.

Purport of claim and appeal

1..

Facts of recognition

A. On March 30, 2001, the Defendant concluded a credit card use agreement with the Plaintiff, and around that time, received a credit card from the Plaintiff and used the credit card, and delayed payment from November 28, 2016.

Under the above credit card use contract, the overdue interest rate applied by the Plaintiff is 23.5% per annum in case of lump-sum payment, 24.5% per annum in case of installment, 27.6% per annum in case of cash service, and 23.5% per annum in case of card loan.

B. On February 1, 2017, the Defendant’s overdue credit card payments are as follows:

① The Defendant is obligated to pay to the Plaintiff the sum of KRW 1,306,250, and the sum of KRW 41,724,347,974, and KRW 275,650,650, which is the sum of the principal of the installment card price and KRW 10,450,00,000. ③ The sum of KRW 4,829,507, late interest and fees 248,902, total of KRW 5,078,409,404,404, total of KRW 3,924,874,412, and late interest and interest 119,286 [based on recognition] the sum of KRW 1,347,75,319, and late interest and interest, KRW 25,275,000,000 per annum 27,275,000,0000,000 per annum 25,275,27,27,044,27,07.

Thus, the plaintiff's claim is justified, and the judgment of the court of first instance is just, and the defendant's appeal is dismissed as it is without merit. It is so decided as per Disposition.