1. With respect to an accident involving the Defendant (Counterclaim Plaintiff)’s inception in excess of the knife rate on April 23, 2012.

Basic Facts

On January 27, 2010, the Defendant concluded a comprehensive insurance contract with the Plaintiff, an insurance company, on January 27, 2010, with the insurance period from January 27, 2010 to January 27, 2045, where the Defendant, the insured, suffered injuries due to a sudden and incidental accident, etc., the Defendant entered into a comprehensive insurance contract with the amount of insurance coverage as KRW 100 million (hereinafter “instant contract”).

The terms and conditions of insurance covered by the defendant are as follows:

Article 18: In the event that the insured was injured by an accident and the bodily part is lost within two years from the date of the accident as a direct result, or the function is permanently lost as a result, the amount calculated by multiplying the payment rates prescribed in each subparagraph of the Disability Classification Table by the insurance coverage amount shall be paid to the insured as the benefit of disability.

Article 19 of theO: If the insured has suffered an injury, and the injury has been aggravated due to the influence of the king, the insurer shall determine and pay the amount equivalent to the time of failure to affect it.

Around April 23, 2012, the defendant was trying to avoid a person in the course of operating a personal case.

(hereinafter “instant accident”). On April 24, 2012, the Defendant was diagnosed with the Defendant on April 24, 2012, as to the diagnosis of the Defendant, the Defendant was diagnosed with the inner part of the outer part of the inner part, the refrativity of the right shoulder, the right shoulder refrativity of the tin, the right shoulder collision and the right shoulder, the escape certificate of the alarm board of the confrating side, the slatosis of the slats, the slatosis of the inner part, and the outer part of the side.

On May 14, 2012, the defendant was diagnosed by C Council members as being infinite and infinites infinite and infinites infinites of the outer side part, the internal side part of the survey part, the chinite and tension of the trile, the base of the health part, the base of the trile and the tension of the health part, and other obscure parts.

On December 14, 1998, the defendant suffered from a traffic accident, and there was an obstacle to the king, the king, and the left-hand side, and on April 4, 2002, the defendant was at Grade 5 with a delay disability.