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(영문) 광주지방법원 2018.07.19 2017가합58330
보험에관한 소송
Text

1. The plaintiff's claims against the defendants are all dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On September 26, 2008, the Plaintiff concluded an insurance contract on September 26, 2008 with Defendant A and the insured as Defendant B, and the beneficiary out of death as Defendant A (hereinafter “instant insurance contract”). The instant insurance contract includes security matters for which the daily amount of hospitalization is to be paid when the insured is hospitalized due to illness or injury.

B. From July 19, 2013 to August 1, 2013, Defendant B received hospitalized treatment at C’s Council members with knene-free knee-free kne-free kne-free kne-free kne-free kne-free kne-free kne-free kne-free kne-free kne-free kne-free kne-free kne-free kne-free kne-free kne-free kne-free kne-free shne-free shne-off, shresh-free shne-free shresh, neighboring meat stresh, alle-ray-free kne-free kne-ray, alle-ray-free kne-free kne-free kne-ray, alle-free kne-free kne-free kne-free, and air condition-free 2 days through 3 days.

(hereinafter “instant insurance accident”). C.

Among the insurance contracts that Defendant B is the insured, the details of the guaranteed insurance contracts that are similar to the details of the instant insurance contracts are as shown in attached Table 3.

It excludes insurance, driver insurance, etc. that do not include security to pay a day-to-day hospitalization.

The sum paid by the Plaintiff to Defendant B as insurance money is KRW 24,300,000.

E. From 2007 to 2011, the Defendants’ income return amount to the tax authorities is zero won.

[Reasons for Recognition] Facts without dispute, Gap evidence Nos. 1 through 7 (including branch numbers; hereinafter the same shall apply), Eul evidence Nos. 1 through 6, D Council members of this Court, E hospital, Fpathic department, C Council members, Korea Insurance Development Institute, the National Health Insurance Corporation, and the head of Gwangju regional headquarters, and the results of fact inquiries by this Court.

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