1. The Defendant shall pay to the Plaintiff the amount of KRW 39,196,308 and KRW 37,239,662 from July 8, 2017 to the date of full payment.

1. In addition to the allegations in Gap evidence Nos. 1 through 4 as to the cause of the claim, the defendant was issued a credit card by the plaintiff. At the time of July 7, 2017, it is recognized that the defendant paid 37,239,662 won, late interest rate of 1,179,909 won, late interest rate of 25% per annum, and the principal amount of the cash service and credit card payment liability is 674,050 won, late interest rate of 40,729 won, late interest rate of 23.5% per annum, and the plaintiff paid 61,958 won for legal measures following the defendant's delinquency.

According to the above facts, the defendant is obligated to pay to the plaintiff damages for delay calculated at the rate of 23.5% per annum from July 8, 2017 to the day of full payment of 37,239,66,30 won, including the above loans and credit card bills (37,239,662 won, 1,179,909 won, 674,050 won, 40,729 won, 61,958 won) and damages for delay calculated at the rate of 25% per annum from July 8, 2017 to the day of full payment of 674,050 won, including the above loans and credit card bills.

2. In conclusion, the claim of this case is justified and it is so decided as per Disposition.