A defendant shall be punished by imprisonment for not more than ten months.

Punishment of the crime

On April 12, 2012, the Defendant received a proposal from a loan bromoer who could not know the name in the coffee shop near Gyeyang-dong at the time of permanent stay at around 12:00 and received a false lease agreement and a certificate of employment, etc. to take part in receiving a worker's entire house loan.

A loan hub whose name cannot be known at around that time, prepared false documents, such as a certificate of employment in the name of "C", a statement of payment of wages, and a certificate of acquisition and loss of health insurance qualification under the name of the president of the National Health Insurance Corporation, as if the defendant actually worked as an employee.

On April 27, 2012, the Defendant entered into a real estate lease agreement with the content that “E Real Estate Brokerage Office” located in Daegu-gu, Daegu-gu, Daegu-gu, F-owned apartment G 106 Dong 1502 is leased KRW 120,000,000 for rent deposit and two years for lease term.

The Defendant filed an application for the loan of the pre-tax loan to a person in charge of the loan of the pre-tax loan, whose name cannot be known at the location of the Korean National Bank for the foregoing apartment in Daegu-gu, Daegu-gu, and submitted documents, such as a real estate lease agreement, a credit guarantee agreement in the name of the Korea Housing Finance Corporation, a false employment certificate in the name of "C" received from Bloker for the loan, a statement of payment of wages for two months, a false health insurance qualification certificate in the name of the president of the National Housing Corporation, etc.

In fact, the Defendant did not intend to rent the above apartment complex from F, and did not have received benefits while working for “C”, and there was no intention or ability to repay the principal and interest even with the payment of the loan from the victim’s national bank.

The Defendant and name-based loan hubs, as seen above, deceiving a person in charge of loans on a deposit basis of a victim’s national bank, thereby making it known to F on May 4, 2012, the name Nonghyup Bank account in its name.