A defendant shall be punished by imprisonment for not less than eight months.

Punishment of the crime

In order to stabilize the residence of homeless workers with no special security, the Ministry of Land, Infrastructure and Transport has operated the system of loans for the entire housing loan with interest rate lower than the market interest rate if a loan is filed with only certain documents such as a certificate of employment, a statement of salary, etc. without any special security, and a deposit contract.

그러나 근로자 주택 전세자금 대출 관련 업무를 위탁 받은 금융기관이 형식적인 심사만 하고 대출해 준다는 사실을 알고, 대출 브로커들은 허위로 임차인과 임대인 역할을 하는 사람들과 함께 근로자 주택 전세자금 대출금을 가로챌 것을 계획하였다.

Accordingly, the loan broskers made a false employment-related document and a lease contract for the lessee to the lessee who is the nominal owner and made a false contract for the lessee, and the false lessee again submitted it to the financial institution, and applied for the employee deposit loan while submitting it to the financial institution, and the false lessor who is to engage in the lessor's business made a request for confirmation of the actual status of the lease contract from the financial institution is confirmed as if the lease contract was actually entered, and applied for the loan and received the loan in order to have it divided.

The Defendant, the applicant for a false tenant, the applicant for a loan, and the applicant for a single loan, and D, as the lessor and the recipient of a false loan, was offered a loan to workers under the above method, and offered them in order to have them divided.

Accordingly, C and other loan brops prepared a "E" certificate, health insurance qualification acquisition certificate, income tax collection certificate, etc. related documents related to employment and a multi-household loan contract with the Seoul Special Metropolitan City F on January 2013, 201 and transferred them to the defendant.

The defendant around that time is Seoul Gangnam-gu.