209 Highest 3050A. Fraud

2010 highest 2882(combined)(b) frauds

(c) Fraud prevention;

(d) Attempted aiding and abetting fraud;

1. A. B. Kim ○-○

Residential Dong-gu Busan Dong-dong 0 Dong

Busan Eastdong-gu OOdong-dong

2.(d) Da. Maap○

Residence, Busan Shipping Daegu ○ Dong

Daegu Nam-gu ○○ Dong in its original domicile

Park Jin-kin

Law Firm Gasan, Attorney Lee Sung-op (for defendant Kim ○○)

Attorney Park Yong-young (for the defendant leap○○)

November 23, 2011

Defendant ○○○’s imprisonment with prison labor for a period of three years and six months, and Defendant ○○ shall be punished by a fine of KRW 8,000,000, respectively. Defendant ○○○ fails to pay the said fine, the said Defendant shall be confined in a workhouse for the period calculated by converting KRW 50,000 into one day.

Criminal History [2009 Highest 3050] Defendant Kim-○

I. Basic facts

Around February 3, 2000, the Defendant was in a traffic accident while getting on the head of a cargo vehicle of 0000,000, which was driven by Korea-do 000, and the Defendant was hospitalized due to the escape certificate of a conical signboard for 104 days from February 7, 200, and received insurance money from the Defendant’s ○○ Life, ○○○○○ Fire, which was a member of the Defendant’s life, and ○○○○○○○○ Fire, which was a member of the Defendant’s insurance company.

The defendant can receive large amount of insurance money when receiving hospitalized treatment due to the escape certificate of an essential side signboard even though he/she can suffer from a disease, while he/she has received an escape certificate of an essential side signboard, on the other hand, he/she has purchased several insurance policies with regard to the fact that there is no particular physical disability or daily life even if he/she has received an escape certificate of an essential side signboard, and then, he/she has purchased several insurance policies with regard to escape from a critical side signboard.

On the basis of this, it was intended to acquire large amount of insurance money by fraud.

Around December 15, 2000, the Defendant first subscribed to a 000000 pension insurance company with 00 life insurance around December 15, 2000, but the pension insurance became aware of the fact that the amount of the insurance is less than that of the so-called savings insurance that can receive such insurance as the amount of the hospitalization stipulated in a special contract compared to the so-called savings insurance.

Accordingly, around November 15, 2002, the Defendant purchased 31 insurance policies in total from around December 15, 200 to around December 26, 2002, including subscribing to ○○○ Life, ○○○ Life, ○○○ Life, ○○○○○○○○○○○○○○○ Life, etc., with a total of 13 insurance policies around June 11, 2004; 2 insurance policies from around March 7, 2005 to May 31, 2005, including “the current status of insurance policies by insurance company”, stating 16 companies including “where ○○○○ Life, ○○○ Life, ○○○, ○○, and ○○○○, etc., was treated as an escape insurance policy, the Defendant refused to conclude the insurance policy without being informed of the fact that the Defendant received 14th of an escape insurance policy during the period of escape, as mentioned above, without being informed of the fact that the Defendant did not receive the insurance policy.

As seen above, the Defendant, as a specific method of implementation, had been receiving medical treatment on February 7, 200, intended to obtain hospitalization expenses, surgery expenses, and disability insurance proceeds by taking account of the following: (a) the Defendant, as seen above, may occur to all persons to the extent that it can easily occur due to minor traffic accidents or natural degradation; (b) even after being performed, there is no physical handicap or physical handicap; and (c) once being performed, he/she could undergo a surgery, he/she would be able to undergo a disability diagnosis.

As above, if the defendant was to receive hospitalized treatment from around December 15, 200 to May 31, 2005 due to the relation that he purchased a total of 31 insurance contracts, the defendant would receive approximately KRW 7,50,000 as a total of 31 insurance contracts, while the defendant would receive approximately KRW 100,000 as a daily hospitalization fee, etc., on the other hand, the amount of hospitalization fee paid to the hospital by the defendant is merely within KRW 100,000 per day, and if he was to receive a diagnosis of disability after the surgery, he could receive a large amount of hospitalization fee, etc., and can receive disability insurance benefit from the supply

In particular, the Defendant committed the following specific crimes by taking account of the fact that: (a) the horses of the patient who complained of the pain may depend on the patient’s horse at the end; and (b) the patient’s booming of the disability in the course of disability diagnosis cannot be able to measure and diagnose it; (c) even if there is no objective vertebral disorder as a result of the cT shooting, the Defendant could have received a gymnasmnasmnasmnasmnasmnasmnasmnasmnasmnasmnasmnasmnasmnasmnasmnas, without any objective vertebral disorder.

II. Fraudulents and Fraudulents of Disability Insurance Money

1. Fraud of insurance proceeds related to issuance of a medical certificate under subparagraph 15 of grade IV of disability;

(a) Hospitalization in the Dong Hospital from June 12, 2005 to August 1, 2005;

피고인은 2005. 5. 31.경 위와 같이 총 31개의 보험을 가입한 다음 위와 같은 계획에 따라 2005. 6. 12.경 ○○병원에 찾아가 담당 의사에게 5년 전 교통사고로 요추부 추간판 탈출증 치료를 받았다는 사실을 알리지 아니한 채 "2005. 6. 10. 빗길에 육교에서 미끄러져 엉덩방아를 찧었는데 허리, 엉덩이, 다리가 저린다"고 말하고 그 즉시 입원하였다. 또한 피고인은 담당 의사에게 수회에 걸쳐 마미총 증후군5)을 호소하기도 하고, '목, 허리 통증, 우측 다리, 팔이 저리고 마비 증상이 있다'고 호소하는 한편 수술을 해달라고 요청하기도 하여 요추 및 경추에 대해 MRI촬영까지 받았다.

However, no symptoms were found on the background of the MRI shooting results, and the MRI shooting results were found on the MRI shooting results, and the MRI shooting results were not found on the MRI shooting test 7) the MRI shooting group was not found, and the HRI shooting results were not found on the bridge escape symptoms which caused a shot phenomenon or a shot phenomenon, but only a minor forecast signboard escape symptoms were found.

Accordingly, the defendant refused to discharge the defendant two times from the doctor in charge, even though he was requested to discharge the defendant, and received a pain treatment8 at the Dong-dong Hospital for about 50 days from June 12, 2005 to August 1, 2005 when he continuously complained of the symptoms of the two pages, the bridge, the bridge, and the bridge.

B. Hospitalization of ○○ Hospital from August 24, 2005 to October 10, 2005

The Defendant hospitalized in ○○ Hospital as above, but was discharged without undergoing an operation, such as the escape symptoms, around August 24, 2005, and found at ○○○ Hospital on the ground that “I am in charge of the above hospital, I am out of brooms “I am out of brooms when I am out of brooms, I am out of brooms. I am out of brooms. I am out that I am out of bevers. I am out of bevers. I am out that I am out of bevers, I am out of bevers, and that I am out of bevers, I am out that I am out that I am out of bevers of bevers, and that I am out of bevers of bevers, I am out of bevers, and that I am out of bevers, I can treat the Defendant by an operation.”

The Defendant determined that the preservation treatment alone is not only impossible to be hospitalized for a long time, but also could not receive disability diagnosis (10), and from that time, the Defendant demanded that the above gambling ○○ be carried out an artificial disc insertingion, when the Defendant complained of the Magro, kneneo, both ambuck, ambuck, buckbucks, buckbucks, bucks, and hackbucks 11).

However, in light of the results of MRI and CT, the defendant was not found with the escape certificate of a congratory signboard, and the signs of a congratory signboard were not found, and as a result of the MRI examination, he requested that the defendant discharge in the course of performing preserved treatment, such as slicking, slicking, slicking, slicking, slicking, 12), slicking, slicking, slicking, 13), and other pain treatment. However, while the defendant refused discharge, the defendant requested the discharge of an artificial disc ingratory disc when he complained of hick, slick, and knicking of a congratory card.

As a result, Park○-○ performed an artificial disc insertion operation against the defendant for the purpose of the treatment of the lapsing up to 6 months on the insurance-based basis, which requires the defendant to perform an operation when the symptoms continue, so that he/she would be able to conduct an operation for 6 months or longer, and he/she would be able to conduct an operation after 2 months after the preservation of the symptoms, and 15 months after 2 months after her re-determination of the symptoms, and let the defendant discharge the operation from the hospital on October 10, 2005.

C. From January 20, 2006 to April 22, 2006, the Defendant: (a) requested the above ○○○ Hospital to perform an artificial disc insertion surgery on several occasions; (b) discharged the above ○○○ Hospital without undergoing an operation; and (c) on January 20, 2006, performed an artificial disc insertion operation on or around December 24, 2006, by finding the ○○ Hospital; (b) was dissatisfyed on the an ap and bridge; and (c) was on the bridge, at the time of entering the bridge, the Defendant requested the above ○○○ Hospital to perform an artificial disc insertion surgery on or after the bridge; and (d) received an artificial disc insertion operation from the above ○○○ Hospital on or around January 24, 2006.

Despite the success of MRI and CT photographing surgery, the Defendant continued to appeal 16 BO to the above BO abscopic and bridge traffic, and Park ○○ explained that the Defendant could flick if the artificial disc is driven by the Defendant, but if the artificial disc is continuously driven by the artificial disc, the Defendant could flick back the artificial disc. However, the artificial disc operation was successful, so there is no problem.

The Defendant, even though he was able to ambling to fix an artificial disc in line with the bones, the Defendant demanded ambling to ambling to ambling to ambling to ambling to ambling to ambling to ambling to ambling to ambling to ambling to ambling to ambling to ambling to ambling to ambling to ambling to ambling to ambling to ambling to ambling to ambling to ambling to ambling to ambling to ambling to ambling to ambling to ambling to ambling to ambling to ambling to ambling to ambling to ambling to ambling to ambling to ambling to ambling to ambling to ambling to ambling to her.

(d) Claim for disability insurance proceeds related to the issuance of a medical certificate No. 15 of grade 4 of disability on April 15, 2006;

As above, the Defendant, who received pain treatment for a period of four months, acted as if he were unable to walk or walk properly without immediately examining the hacks and legs hacks and hacks as normal, due to artificial disc insertion20).

On April 15, 2006, the Defendant requested the above Park ○○ to issue a disability diagnosis certificate to determine the Defendant’s playground, and the Defendant reconciled so that she could not move her luculation in the future, 30, 10, 20, 20, and 10 on the left side, and 21 on the left side) adjusted her luculation of lucium. Park ○○ issued a diagnosis certificate that the Defendant believed that she was unable to walk her free material as in the general public due to her sencence during the period of hospitalization by the Defendant at ordinary times, and that she was issued a diagnosis certificate that she believed that she was unable to walk as in the above luculation, and that she fell under class 4 subparag. 5 on the right side.

However, in fact, even though the defendant was successful in an artificial disc inserting operation No. 5 No. 5 in 1,00, and there was no way to induce pains on the bridge and Dori, it was done as if the bridge and Dori were unable to walk properly and Dori were unable to receive disability insurance money, and the defendant was issued a written diagnosis of disability No. 4 subparag. 15 of Dorith disability from ○○○ Life Insurance Co., Ltd. on April 24, 2006. Nevertheless, on the ground that the defendant submitted a written diagnosis of disability No. 41,423,075 won for the above disability No. 415 of Dorith and Dori, the defendant was believed to have been issued with disability insurance money No. 41,423,075, and the defendant was believed to have been issued with disability insurance money No. 415 on May 24, 2006 through the above ○○○ Life Insurance Co., Ltd.

In addition, on April 24, 2006, from around July 4, 2006 to around July 4, 2006, the Defendant claimed KRW 177,117,251 of the disability insurance money by 9 insurance companies, such as the statement of the status of claim and payment of disability insurance money by insurance companies, and received total amount of disability insurance money of KRW 123,658,889 from the insurance companies believed to be class 15 of the disability insurance money.

2. Fraud of insurance proceeds related to re-issuance of a disability diagnosis certificate under subparagraph 15 of grade IV of disability;

A. Hospitalization of ○○ Hospital from October 29, 2006 to November 23, 2006

As above, the Defendant received an artificial disc insertion operation from the above 00, and received a written diagnosis of a disability disability of class 4 No. 15 of the above I, and received a written diagnosis of a disability disability of class 1.D of the above I. However, when 00 life, ○○ life, and ○○○○○○○○○○ cannot be deemed as class 5 outside class 5 of the Defendant’s disability condition, and when the Defendant paid disability insurance money after reducing the disability insurance money, he was able to obtain the disability insurance money by means of an artificial disc disc 15 diagnosis.

On October 29, 2006, the Defendant hospitalized 119 emergency vehicles at ○○○ Hospital from the 119 emergency vehicle, and was hospitalized to the said ○○○○○○○○○○○○○. “Around October 29, 2006, the Defendant applied for an operation to set the 119 emergency vehicles on the right hand because she exceeded the 2nd floor of the stairs, and there was a pain on the hack, bridge, tacks on both sides, and the right hand.”

However, as a result of MRI and CT photographing, the above gambling○ did not have any abnormal dogs that could appeal the above pains of the Defendant, and the artificial disks already inserted are entirely converged with the bones and do not pressure the negos, and thus, it cannot be performed on the side of an artificial disc. The Defendant was discharged from the ○○ Hospital on October 29, 2006, after receiving only pain treatment on the side of the bridge from her huri and November 23, 2006.

B. From March 15, 2007 to June 26, 2007, a claim for disability insurance proceeds related to hospitalization and re-issuance of class 4 No. 15 of disability No. 4

As above, the Defendant was unable to obtain a certificate of disability disability No. 4 No. 15 of disability No. 5 because it was impossible to undergo an artificial disc tightly fixed operation because it was impossible to receive an artificial disc because the artificial disc inserted at once in the 1,000 is completely converged with the bones or pressured negos, and thus, he was hospitalized in another hospital to undergo a disability diagnosis.

Around March 15, 2007, the Defendant was hospitalized in the 000 major, and the Defendant told ○○, a doctor in charge, to the effect that “it is difficult for the Defendant to take care of the pain and bridge, which had been continued to have been administered at another hospital due to the severe pain, and that it is difficult for the Defendant to be accompanied by a brupt and walk in the past after getting out of the stairs on October 2006.” Both sides of the bridges, blusiums, and brusiums.”

On April 4, 2007, the Defendant requested the said leap○○○ to “I am blick in the vicinity of the part where the bridge flick drive was added to the flick drive to the degree that it is impossible to walk,” and received the 5th century-Icheon 1,000 and the blicking of spinal pressure and vertebrate in spine, and the blicking of the blick (the blick blick blick) from the leap○○○, and received the blick 24th of June 26, 2006.

Around June 26, 2006, the Defendant requested the above leap○○ to issue a disability diagnosis report, and the Defendant’s request 1.d. of the above No. 2-mentioned No. 2 before the above leapapment00, as if the leapment was unable to properly cut back before and after the leap○○’s disability diagnosis report, and was re-issued by the above leap○○○.

However, the Defendant did not need to undergo a fixed operation on the artificial disc because it was completely combined with the outer disc inserted by the success of No. 5-,000 No. 1, which came into force on January 24, 2006.

Nevertheless, the Defendant could not receive disability insurance money of class 4 only through the artificial disc insertion operation No. 5-1 above, and the Defendant was issued a disability diagnosis certificate of class 4, No. 15 of class 4 for the purpose of receiving disability insurance money of class 4 in the above fact that he did not receive disability insurance money of class 5 only through a fixed operation, such as a fixed operation, which was conducted twice before the inserted artificial disc.

On July 9, 2007, the Defendant claimed KRW 37,429,075 of disability insurance money of class 4, along with a written diagnosis of disability of class 9, which was issued to ○○ Life Insurance Co., Ltd. under the above circumstances, and received KRW 22,453,846 as disability insurance money from ○○ Life Insurance Co., Ltd. around July 20, 207.

In addition, on July 20, 2007, from around November 15, 2007 to around November 15, 2007, the Defendant claimed KRW 283,859,938 from 11 insurance companies, such as ○○ Life Insurance Co., Ltd., in the same manner as “the current status of claiming and paying disability insurance proceeds by insurance company” and received KRW 232,890,709 from each insurance company.

3. Fraud of insurance proceeds and attempted fraud related to issuance of a medical certificate under subparagraph 1 of grade II of the disability.

A. From July 24, 2007 to August 8, 2007, 00 ○○ Ma○ Dane and hospitalization

The Defendant received disability insurance proceeds of class 4 in the same manner as that of paragraphs (1) and (2) of the above Class II, but if it is judged as disability class 2 subparagraph 1 of class 2 corresponding to paralysis, he/she can receive disability insurance proceeds of not less than 10 times more than the disability insurance amount of class 4 if he/she fails to complete it, he/she can receive disability insurance proceeds of not less than 10 times more than the disability insurance amount of class 4.

Accordingly, as the above Section II Section 2 of this II, the Defendant, as at the time of discharge from the Galan Department on June 26, 2007, stated that the Defendant “a physical exercise in water is good under the control of the water, or a practice of walking in water,” was taken to the end of the doctor in charge, and the Defendant, as at the time of the discharge from the Galan Department, deemed that he was suffering from math or pain by walking the parts No. 5 to No. 1, 2007, where he she performed an artificial disc fixed work in the swimming pool.

On July 24, 2007, the Defendant, by means of a swimming pool in which the trade name in Busan is unknown at the water in a swimming pool where it is 00, 00, where she was frighted, resisted about 5 - No. 1,000, where she walked by launchinging the upper part of the river, complained of the pain and the upper part of the bridge, and immediately boarded the ambulances, and received X-ray and CT shooting on the top of the ○○○○ M&.

However, even though there was no particular error in the results of X-ray and CT shooting on the chest and path of the Defendant, the Defendant continuously complained of leap ○○, and leap 00 demanded that the Defendant be subject to the 'Mara' test to the general hospital.

B. From August 8, 2007 to August 30, 2007, the Defendant was hospitalized in ○ University Hospital from ○ University Hospital to ○○ University Hospital from August 30, 2007, and accordingly, the Defendant complained of the doctor in charge, such as the entrance into ○ University Hospital emergency room and the failure to walk or walk to ○○○○○, etc., and did not discover to any extent that it could cause paralysis or pains through the above ○○○.

On August 9, 2007, the sexual ○○ decided that the defendant does not have the ability to move, such as the failure to walk or walk, due to obstacles to the heavy border, etc., but does not want to move with a pain 28) or more than the defendant, and requested a nearby examination to determine whether the defendant is abnormal in any part of the inner part of the defendant's rehabilitation department.

On August 20, 2007, the Defendant was subject to a rehabilitation medical field examination around August 20, 2007, and as a result of a nearby examination on the Defendant, the Defendant was only aware of mily dilys of Both Emato-Crythythy of Hyethy, and it was not found that there was a serious damage to conical boundary that could cause paralysis or pains.

A medical doctor in charge of rehabilitation, as seen above, has not been found that there was any damage to the mid-to-date system as a result of the examination of the field of rehabilitation, but in consideration of the defendant's horse that complained of unfluor and non-fluorious pain 31, he recommended that the chest MRI, which puts a tide system into the bloodline, will implement it later.

The above sexual ○○, upon the recommendation of the department of rehabilitation in order to implement a chest MRI test, was immediately put into the bloodline of the Defendant and carried out a chest MRI test, but did not find any damage to the heavy climatic system that could cause paralysis or pain of the Defendant.

On the other hand, sexual ○○ intended to provide rehabilitation and physical treatment to the Defendant who complained of pain during the period of hospitalization at the university hospital of 00, but did not provide any physical treatment or rehabilitation treatment due to the Defendant’s refusal, and did not provide any physical treatment or rehabilitation treatment. On August 30, 2007, upon the Defendant’s request from the electric source of the Defendant’s ○○○○ Ma○ Ma○ Ma○ Ma○ Ma○ Ma○ Ma○ Ma○ Ma○ Ma○ Ma○ Ma○ Ma○ Ma, and issued a medical certificate. From August 30, 2007 to July 8, 2008, ○○ Ma○ Ma○ Ma○ Ma○ Ma.

On August 30, 2007, the Defendant had received pain treatment while using one person room from the electric source of ○○○○ Military Department on ○○○○○ (hereinafter “○○○○”) on August 30, 2007, the Defendant considered that “the degree to which ○○○○ can receive the supply of disability” could be obtained by finding the above sexual ○○○○, a doctor in charge of the sexual branch of ○○ University (hereinafter “○○ University”). However, the Defendant was able to receive the disability insurance money by submitting a written diagnosis of disability No. 2 subparag. 1 of the disability from ○○○○ (a doctor in charge of the said sexual branch) to the insurance company.

(d) Issuance of a medical certificate of disability No. 1 of grade 2 with a leap○○ disability;

Around June 2008, the Defendant demanded that leap○○ issue a second grade disability diagnosis report via the above 000 Balma department and clerical work site. He thought that leap○ was hospitalized by the Defendant in approximately 1 year and 2 months and 8 (1 man-made 33) for a period of approximately 1 year and 1 year and 2 months and 1 year and 33, in addition to administering a medical control, he thought that leap○ issued a diagnosis of class 2 subparag. 1 of disability in return for the payment of high-amount hospital expenses without any particular treatment.

Around June 23, 2008, ○○○○ prepared a medical examination report on the second grade disability under subparagraph 1 of Article 2, on the basis of the following: (a) around June 23, 2008, ○○○○○ University’s rehabilitation department, 34, 35, 35, 36, on August 30, 2007, on the Defendant in Kim○○’s preparation, etc., based on which the Defendant was found to be a person who is obliged to receive occasional nursing on a lifelong basis after leaving a significant obstacle in the midline boundary.

However, the fact was well known that the Defendant’s disease of the Defendant was indicated in the medical certificate for the Defendant in the above Kim 00 and the Defendant’s disease was “vertebal damage (brate 37)” and that the name of the Defendant was not clearly indicated in the medical certificate for the Defendant in 00 and the medical certificate for the Defendant in 000, which was issued from the Defendant, and that the name of the disease was not clearly indicated in the second grade 2nd grade disability diagnosis report, which means a significant obstacle to the heavy baleological boundary, and that the name of the disease was impossible to be indicated in the medical certificate for the latter grade 2nd grade 37, which means a serious obstacle to the heavy balematic boundary, instead of both sidesal balegalnesis, the name of the disease was written in the medical certificate for the latter grade 2nd grade 37, which means a serious obstacle to the heavy baleological boundary.

In addition, on August 20, 2007, Ma○○ stated that “In light of clinical opinions, only minor abnormal stimulism has been discovered,” the UMN lele of T-spine was suspected, and that there was no unique disease as a result of C-spine MRI, and that there was no specific disease as a result of C-spine MRI, even though it was stated that there was no objective examination, etc. on the defendant for about 10 months after the discharge, it was entered that the defendant's completion falls under “when it is necessary to get a life-time, leaving a significant obstacle to the heavy boundary” without any objective examination on the defendant for about 10 months.

On June 23, 2008, the Defendant filed a claim for disability insurance amount of KRW 645,401,710 of the second disability insurance money, along with a written diagnosis of disability grade 1 with false contents stated above, from around August 20, 2008, up to August 20, 2008, the Defendant filed a claim for disability insurance amount of KRW 260,97,901,710 in total with 13 companies, such as the statement of “the current status of claim and payment of disability insurance benefits by insurance company” in attached Form 2.

The Defendant was paid KRW 12,00,000 from 00 to 21,050 from 00 to 21,050 to 278 from 00 life, which the Defendant knew that he actually suffered a significant obstacle to the heavy-salving boundary. However, from 11 companies such as ○○ Life, the Defendant did not have attempted to receive disability insurance money by 11 companies, since she did not correspond to class 2 subparagraph 1 of Article 2, but did not have the intention to refuse to pay disability insurance money. 38) As such, the Defendant claimed disability insurance money of class 2 equivalent to class 2.67,901,710 to ○○, and received KRW 33,050,278 among them, and did not receive KRW 264,851,432 from 260,00.

4. Any attempted fraud of the disability insurance proceeds related to issuance of a written diagnosis of disability under subparagraph 9 of grade III;

As above, the Defendant claimed disability insurance money based on the medical certificate of disability No. 2 subparag. 1 of the same grade, but was unable to recognize a clear obstacle to the Defendant’s mid-tour boundary from an insurance company, and was refused to pay disability insurance money. In order to fix an artificial disc, the Defendant was willing to claim disability insurance money by undergoing an operation to remove booms, which had been stuffed on both sides of an artificial disc, under the third grade disability diagnosis at the highest level in the playgrounds.

On July 8, 2008, the Defendant released from the ○○ ○○ Social Department on July 8, 2008, and, at the same time, asked the Defendant to perform surgery to remove the galles in an artificial disc while suffering from the pain of the ○○○○○○, a doctor in charge, as he was unable to see or walk due to the paralysis or the pain.

The physician in charge of the spine Center at ○ University did not find out that there was any damage to the mid-to long-distance boundary or the end-to-date boundary, which may cause the defendant's negative rain or uncomfortable pain, even though ○ University conducted the crymal, plephal MRI test, and the transition-to-day test from July 8, 2008 to July 30, 2008.

Accordingly, the above ○○ was not found that the Defendant caused mathy and mathal damage, which caused mathy and mathalism as a result of the overall inspection, and the Defendant was aware that it is difficult to protect mathy or mathy mathy by using the artificial disc removal operation 40th 1,000.

However, the Defendant requested the above ○○○○ to perform the removal operation on July 31, 2008, because he/she was flaged or flaged due to an artificial disc, and received the removal operation on July 31, 2008.

While the Defendant, even after undergoing the aforementioned removal operation, acted as if he were unable to walk well or walk properly due to the unclaimed pain, he was given medical treatment only by using the pain control administration, etc. from that time to December 2008, by refusing rehabilitation treatment and physical therapy.

On December 208, 2008, the Defendant pretended that ① in the rehabilitation department of the university, the Defendant was able to catch and set up both sides before the above hospital’s doctor, who takes charge of the Defendant’s pain treatment, and that he did not walk for a long time.

On December 15, 2008, the defendant requested that this ○○○ issue a second grade disability diagnosis report, but this ○○○ demanded that the second grade disability diagnosis report should be issued objectively through MRI, etc., and that the second grade disability diagnosis report should be issued objectively.

The Defendant acted as if he were unable to do so at the above ○○○○, and the above ○○ was issued a certificate of diagnosis of the post-age disability of class 3 No. 9 to the effect that the Defendant was an obstacle to the high-level sports, on the following grounds: (a) the Defendant was able to catch and walk the object on both sides; and (b) the Defendant was able to walk up or walk up for a long time.

However, the fact was that there was no damage to the Defendant’s paralysis or unsatisfying boundary and the unsatisfying boundary, and that there was no damage to the Defendant’s missatisfying boundary and the unsatisfying boundary, and that there was no unsatfying or unsatisfying by success in both the artificial disc inserted in No. 1, bathic, bath fixed operations, and bath removal operations. However, the above disability diagnosis report No. 3 subparag. 9 was issued by the Defendant on January 28, 2009, with the victim’s ○○ Life Insurance Co., Ltd. issued with the above background, the Defendant claimed KRW 120 million of disability insurance proceeds from that time along with the latter disability diagnosis report No. 3 subparag. 9, 200, until January 30, 209, the Defendant claimed KRW 587,1005,200,000.

However, the victim insurance company could not recognize the defendant's third degree of disability and did not have attempted to pay insurance money.

Ⅲ Hospitalization and fraudulent operation expenses;

The defendant, while hospitalized in a long term, can only receive pain treatment but can easily receive disability diagnosis, and there are many insurance proceeds that can be received when hospitalized in a long term. On June 12, 2005, the defendant was hospitalized in ○○ Hospital, ○○○○ Hospital, ○○○○ Hospital, and ○ University Hospital, etc., for a period of 50 days, and received pain treatment as described in the above paragraph (1) from that time, and received an artificial disc insertion, fixed operation, removal operation without any need for surgery, notwithstanding the opposition of the doctor, despite the need to perform pain treatment or the opposition of the doctor.

On August 12, 2005, the Defendant filed a claim with ○○ Life Insurance Co., Ltd. for five million won under the pretext of hospitalization expenses, etc. after undergoing pain treatment and surgery as above, and received five million won from the above ○○ Life on August 18, 2005.

In addition, until December 1, 2008, the Defendant claimed KRW 382,147,215 in terms of hospitalization and surgery expenses as stated in the payment status of insurance proceeds by company annexed to annexed Table 3, and received KRW 382,147,215 from the above 16 insurance companies.

[2010 Highest 2882] Defendant leap○

1. Basic facts

(a) Implementation of fixing artificial disc apparatus against Kim 00;

From August 2, 1999, the Defendant operated the OO building located in Busan Shipping Daegu 00 Do, and around April 4, 2007, around April 2, 2007, the Defendant implemented the 5th century-Class 1,00 Embrate pressure test and vertebrate pressure test, and the pel convergence test (so-called artificial disc disc brate brate, so-called 42), and issued a written diagnosis of disability No. 4th grade 15 to the above Kim ○○.

○○ Kim-○ claimed KRW 283,859,938 in 11 insurance companies, which had been paid or did not claim insurance money in accordance with the diagnosis of class 4 No. 15 of the disability that was issued by the Defendant, and received KRW 232,890,709 in terms of disability insurance from the above insurance companies.

B. From July 24, 2007 to August 8, 2007, 007, 000 ○○○○○○○ and re-hospitalize Kim Jong-in, Kim ○ received disability insurance proceeds by the above methods. However, if a beneficiary is subject to an adjudication of class 2 disability No. 1-43 corresponding to the non-scheduled limbs, he/she can receive more than 10 times disability insurance proceeds than class 4 disability insurance proceeds. As such, he/she did not complete the examination of class 2 disability insurance proceeds and received class 2 disability insurance proceeds by receiving a written diagnosis of class 2 disability insurance proceeds.

Accordingly, on June 26, 2007, ○○ Kim-○ received the aforementioned artificial disc apparatus fixed work, such as the above A, and was released from ○○○ ○○○ Ma○○○○ on June 26, 2007, with the intention of exaggerationing that “the physical exercise in water is good for the purpose of drinking water or walking in water” was suffering from the rain of the Defendant, which was 5,000 the 1st century, which was 5,000 in the swimming pool and 1,000 in the swimming pool, when he saw the Defendant’s horse.

On July 24, 2007, 2007, ○○ Kim, who was a leap in a swimming pool where it is impossible to know the trade name in Busan, was a leap ○○, who was a leap scamed scam in a swimming pool in which it was possible to look at the leap 5 and the leap 1 in a leapleba and the leap 1 in a leapba and the lebbbba, claimed the pain of the leap scam and the le-ray on the lebast and the leap cT photography

However, even though there was no particular error in the results of x-ray and CT photographing on the chest and the pathal side, Kim ○ filed a continuous appeal against the Defendant, and the Defendant demanded Kim○-○ to undergo the Mara’s Mara’s pathy test in a general hospital. From August 8, 2007 to August 30, 2007, ○ University Hospital Hospital was hospitalized.

At the request of the defendant on August 8, 2007, Kim○-○ was hospitalized in the emergency department of the ○ University Hospital Hospital, and then complaining of the doctor in charge, such as walking or walkinging ○○, etc., and the doctor in charge was unable to walk ○○, etc., and there was no any circumstance that could cause paralysis or pain through the ○○○○ through the above sex-based X-ray, MRI, X-ray inspection45).

On August 9, 2007, Kim○-○ does not move because of an obstacle to the mid-tour boundary, etc., but does not move due to a pain of more than 46) by Kim○-○, and requested a nearby test to determine whether there is anything wrong on one side of the other part of Kim○-○ in the rehabilitation department, and to determine whether there is anything wrong in the rehabilitation department.

On August 20, 2007, Kim○-○ was inspected by the department of rehabilitation of 10 universities around August 20, 2007, and as a result of the examination of the Madys of Both Emato-senssssrythy of Both Emhythhythy, it was found that there was no damage to the midline boundary that could cause either paralysis or pains.

A medical doctor in charge of rehabilitation, as seen above, has not been found that there was damage to the mid-to-date boundary as a result of the examination of the Malido test, but considering the Mao Kim○'s horse that appeals against unflag and non-fluoring pain, it is suspected that he will be an opinion of interference with the upper-tier movement of the chest, and then implement a chest MRI that subsequently puts a tide into the bloodline.

The above sex ○, upon the recommendation of the rehabilitation department requiring the implementation of the chest MRI, was immediately put into the bloodline of Kim○○ and carried out a chest MRI test, but did not find any serious damage to the conception boundary that could cause the paralysis of Kim○○ or the pains that could not be caused.

On the other hand, sexual ○○○ intended to provide rehabilitation and physical treatment to the Defendant who complained of the pain during the period of hospitalization at the ○○ University Hospital, but did not provide any physical treatment or rehabilitation treatment due to the Kim 00’s refusal, and only 50% of the pain treatment was issued to Kim ○○ on August 30, 207 at the request of the electric source of Kim ○○○○○○○’s G○○○○ University Hospital.

2. Criminal facts;

On August 30, 2007, when using one person room from the whole of the ○○ ○○ Ma○ Ma○ Ma○ Ma○ Ma○ Ma○ Ma○ Ma○ Ma○ Ma○ Ma○ Ma○ Ma○ Ma○ Ma○ Ma○ Ma○ Ma○ was asked to find the above gender 00, which is a doctor in charge of the college 00 on December 2007, he could receive a certain degree of the supply of the disability, and he could not issue a disability diagnosis report from the above sex to the 5th degree.

Accordingly, Kim ○ has received a disability diagnosis from the defendant and submitted it to the insurance company to obtain the disability insurance money, and requested the defendant to issue the second disability diagnosis certificate to the defendant through the above 00 ○○ Ma○ Ma○ Ma○ Man Man Man Man in order to claim the disability insurance money around June 2008.

The Defendant, for about one year and two months of 1 year and two months, was hospitalized in the 000 Balma from 00 to 1 man room 51). The Defendant, in order to assist Kim ○, issued a medical certificate No. 2 subparag. 1 of disability No. 2 in order to assist Kim ○ in paying high-amount hospital expenses without any specific treatment in addition to administering a medical control.

Around June 23, 2008, the Defendant drafted a written diagnosis of a second grade disability under subparagraph 1 of Article 2 on the basis of the above ○○○○ University’s rehabilitation department, which was issued from Kim○○○ University to Kim○, 52 as the result of the examination of the examination of the previous course of the course of the rehabilitation of ○○ University, 53 as the discharge of ○○ University’s rehabilitation department, 53 as the outlined place of the discharge of ○○○, ○○ University’s surgery and Kim○’s Kim○’s preparation on August 30, 207, 2007, and a medical certificate on December 20, 2007 as to ○○○○’s Kim○’s preparation on the sex ○○○’s Kim○’s preparation on December 20, 207.

However, the fact was well known that the defendant had a minor defect in both sides of the mathal pelma and he did not cause any damage to the mathal system, and that there was no damage to the mathal pelma and did not cause any mathal mathic mathic mathic mathic mathic mathic mathic mathic Ma○○.

Although the medical examination of the above Kim○○ and Kim○○, which was delivered to him from ○○○○, was indicated as “vertebal pathal e.g. e. f. e. f. e. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f. f.)”

On June 23, 2008, ○○○○ Life Insurance Co., Ltd. claimed KRW 645,401,710 of disability insurance proceeds by attaching a diagnosis document of second grade disability disability No. 1, which states false details of the Defendant issued as above, to ○○○○ Life Insurance Co., Ltd., from August 20, 2008, up to August 20, 2008, 13 companies were entitled to receive disability insurance proceeds of KRW 2.67,901,710 in total, such as the entry of “the current status of claiming and paying disability insurance proceeds by insurance company” until August 20, 208. Kim○○○ Life Co., Ltd., 200, KRW 12,00,000, KRW 21,050,000 from ○○ Life Co., Ltd., 200, KRW 11,700,000 from ○○ Life Co., Ltd., 11111 through ○ Kim Co.).

Summary of Evidence

1. Partial statement of Defendant Kim○-○ in the first trial record;

1. Each legal statement of the witness, 00, Kim 00;

1. Statement of a witness Kim○-○ in the third protocol of trial;

1. Entry of a witness at this○○ in the fifth trial records, and partial entry of a witness Kim○ in the fifth trial records;

1. Partial statement of the witness ○○ in the seventh trial records;

1. Entry of a witness in the 9th trial record at ○○○;

1. Partial statement of the witness Kim○-○ in the 19th trial record;

1. The statement of the witness ○○ in the 20th trial record; and

1. Some of the interrogation records of the prosecution against the defendant Kim ○-○

1. Each prosecutor's protocol of statement about Defendant 00 (Evidence No. 1124 pages of evidence), which contains some statements, Kim 00, and Park ○

1. Some statements among the copies of the first police interrogation protocol against ○○○;

1. Each police's statement about 00 and Kim00, some of the police's second police's statement about 00 and the police's statement about 00 are made, and some of the police's statement about 00

1. A written statement of ○○ and ○○○;

1. Details of aircraft use;

1. A medical certificate of each disability and a medical certificate of each residual disability;

1. Medical advisory meetings, medical examination reports, and replies to the request for examination (Evidence records 152 pages);

1. An application form for each insurance contract, a claim for insurance proceeds, related data on payment, details of accounts transactions, etc. by an O bank;

1. Each written confirmation of hospitalization and copies of medical records;

1. Each investigation report (to attach details of currency, details of aircraft use, etc., detailed statement of payment of insurance proceeds, details of issuance of a disability diagnosis certificate, etc., details of residence locking, details of payment of insurance proceeds received by a suspect, attached to an application for personal insurance and sample statement, attached to an individual application form, copy of an individual application form, status of receipt of disability insurance proceeds, attached to guidelines for concluding insurance contracts related to forecast escape certificates, method and method of disability grade assessment, etc., attached to ○○ University's neighboring inspection form, etc.);

Application of Statutes

1. Article relevant to the facts constituting an offense and the selection of punishment;

A. Defendant Kim-○

Article 347(1) of the Criminal Act (Fraud, Selection of Imprisonment, and Selection of Imprisonment) and Articles 352 and 347(1) of the Criminal Act (Fraud)

B. Defendant leap○○

Articles 347(1) and 32(1) of the Criminal Act (the commission of fraud, the selection of fines), Articles 352, 347(1), and 32(1) of the Criminal Act (the commission of fraud, the commission of fraud, the selection of fines)

1. Mitigation and mitigation (Defendant le00);

Articles 32(2) and 55(1)6 of the Criminal Act

1. Aggravation of concurrent crimes (defendants);

Articles 37 (former part), 38 (1) 2, and 50 of the Criminal Act

1. Detention in a workhouse (Defendant leap○○);

It is so decided as per Disposition for the reasons under Articles 70 and 69(2) of the Criminal Act.

Judges Kim Jae-chul

1) 'Yacheon' refers to part of the bones, which is the extension line of spine, and is also called 'Yacheon'. The 5-Yacheon 1 is under approximately 5 cm from Israri.

J. L. H.S.

2) The 's upcoming signboards escape certificate' is the statistics on the causes of the outbreak, which stimulates the spug ( disc) to protruding, 30% of which are the 30% external wounds, and 30% of which are the 30% external wounds.

Pursuant to this, 40% is deemed to have arisen due to unclear causes. Protruding signboards may be pressured by the juking signboards when they protruding in depth.

Although severe pressure may lead to a stove stove or mathic symptoms, this case shall reduce protruding signboards by performing so-called general disc operations.

(h) Snme;

3) '추간판 내장증'은 추간판의 퇴화로 색깔이 까맣게 변하게 추간판이 찢어져 균열이 생기는 것으로 퇴화소견(자연 퇴행성)으로

Although the medical book is suffering, it is deemed that it is possible to be caused by external wounds. If a side signboard is suffering from a side signboard, the side signboard shall teared heat.

If a person becomes aware of his or her membership, he or she will be satisfyed at the time he or she takes a satisfy. If such a satisfy is serious, he or she shall be satisfyed on an artificial disc.

A person who embling a disc and inserting an artificial disc on the same page) or fixed an gambling disc on the side of the existing disc.

The artificial disc insertion shall be carried out. The artificial disc insertion shall be natural because it contains all existing side signboards and inserting artificial disks.

A certificate operation will also be conducted simultaneously.

4) According to the disability grade table established by the Insurance Association and distributed to the hospital, sports fields No. 14 of class 5 (Febrate ebrate ebrate ebrate ebrate ebrates)

5 (in cases where he/she has permanently left the Republic of Korea), 4th 15 (in cases where he/she has left the Republic of Korea permanently in spine) and 3th 9 (vertebrate 9)

of this case, it constitutes a permanent establishment of a high-level or high-level playground, and a doctor shall be hosted back before and after the left by the patient.

The left turn turn turn turn turn turn at each Do and right turn shall be determined by the 3th, fourth, and fifth disability according to the 3th, fourth, and fifth disability angle (30∑, 60∑ 60∑ ...) after measuring the angle of the map as follows:

b. b.

5) The symptoms of the 000 ○○ Hospital, etc. under which the following thirrosiss are pressured, and the Defendant is also suffering from the thirropical disorder.

There has been continuous appeals against the urine disorder.

6) If a conical signboard protruding out due to the symptoms of escape of a conical signboard is pressured on the sloping sloping or ma, the sloping or ma

F.O. H.O.T.

7) Telecommunications is divided into nephalism and nephalism. The part of 'bridges', where the Defendant complained of the largest pain, falls under nephalism.

In other words, an examination is conducted to verify whether the Malithal disorder is abnormal: Provided, That this may result in the symptoms of bridge malithy due to Malithal damage.

One of the results of the MaI test on the defendant was found not to have any more than the result of the MaI test to verify whether the MaI was damaged by the MaI.

B. The results of the pre-inspection are not found any longer.

8) As the Defendant complained of the 'bridges' 'bridges', the Defendant administered the bridges and the 'bridges' 'bridges' on the bridges.

Methods of anesthesia or stroke in the outside of the knife knife fribram, and pressure or strokea by injecting anesthesia or stroke.

The defendant who did not actually get off because he referred to as a easing the pain of a bridge and did not get off the bridge when he complained of a heavy pain.

A person who refuses to implement a alcohol and instead provides a pain treatment by means of a medical control administration: Provided, That a person who is not actually engaged in a pain control administration shall administer a pain control.

Even if received, there is no physical disorder or side effect.

9) After inserting the liquid of 'propined' by inserting a tension into a conical signboard, the part in which the conplates are teared or ruptureed shall be visible, and then X-ray.

10) The term "Preservation treatment" refers to an inception method, such as drilling laging, light-blaging, anti-scoping, and injection of pain-causing points, and the class of sports grounds.

-0 .0 .

11) The bucks are symptoms of conical signboards, and legs, buckbucks, and knocks are symptoms of conical signboards escape certificates, and bucks and bucks of twice and bucks.

It is irrelevant to the signboard escape certificate or conical signboard internal symptoms.

12) Stephoid injections are injectable with a view to treating disc malphoids while carrying out conical signboards as salting agents.

13) Incriminary chills are injected with anesthesias and strokes to the outside of the snife surrounding vertebromos;

In order to alleviate the pain of a bridge due to pressure and stimulation.

14) The defendant, only with the escape certificate, internal proof alone, which was confirmed by RI as a injection that stimulates guns, at a time, when the finites were cut into guns.

administered under a judgment that the evidence of the person is not due to the fact that it is not due to the fact that the person's pains are not discovered;

15) Unlike a general disc operation, which is an operation for the escape certificate of a side signboard, in the case of an operation for the inserting of a side signboard, the 'intest disc' which is an operation for the inserting of a side signboard.

Since there is no emergency operation, it is stipulated that the preservation of six months should be implemented in accordance with the standards of medical care because there is no emergency operation.

16) Since an artificial disc is inserted on the entire side of a side signboard, an operation for the escape certificate of a side signboard at the time of an operation for inserting an artificial disc.

After an artificial disc inserting operation, it shall be conducted together and it shall not be possible to create a lusium and lusium on the bridge.

17) If an artificial disc is inserted, there is a little range of playgrounds in comparison with the original disc (it is not possible to be honded with free materials).

In addition, the defendant is not able to be able to wear or drive saved by saves below a certain angle when leaving an artificial disc. Therefore, the defendant is the same.

It is ordinarily reasonable that young people who have a large amount of activity do not carry out an operation to boom a fixed boom after inserting artificial disks. However, they do not carry out the operation.

Nabbage is highly likely to cause significant physical disorder compared to the case of not gambling when performing a surgery.

payment can be made upon receipt.

18) Artificial disc inserting operations are able to be discharged if the fluorine fluor is cut off only when the fluorine fluor is cut off. In commerce, discharge would be possible at least three weeks in two weeks and at least four weeks in late.

19) At the time, the medical treatment received by the Defendant was entirely administered by the medical control.

20) The artificial disc inserted into the Defendant is not a previously fixed artificial disc to strengthen the physical performance and activity.

It has increased the exercise and activity nature of Heungbu in connection with the official disc.

21) Normal Dogri-ri-ri-ri-ri-ri-ri-ri-ri-ri-ri-ri-ri-ri-ri-ri-ri-ri-ri-ri-ri-ri-ri-ri-ri-ri-ri-ri-ri-ri-ri-ri-ri-ri-

22) Two occasions, such as performing an insurance company’s practice in paying disability insurance proceeds, an artificial disc insertion operation, and an operation to fix the body of the inserted artificial disc.

In the case of surgery, it recognizes class 15 of disability class 4.

23) The symptoms of the defendant's appeal are tightly tightly tightly tightly tightly 5-No. 1, and the artificial disc inserted therein, or its artificial disc.

The disc is the symptoms showing the cases of pressure on the negoical part, or the conical signboard No. 4 to No. 1 in the negoical part is the case of a new escape.

As a result of the MRI and CT photography, no new conical signboard escape certificate has been found, and the artificial disks and bones inserted Nos. 5 and at one time in the 1000s are completely found.

It is confirmed that artificial disc has refused a fixed operation because it is not found that the artificial disc is tightly pushed back or pressureed due to convergence.

24) The Defendant rejected all other treatment, such as light blaging therapy, in addition to the pain therapy administered with a medical control even with ○○ ○○ Newcom, such as light blaging therapy.

25) The diagnosis of class 1 of class 2 of the disability shall be conducted when they need to be improved throughout their lifetime because they have a clear obstacle to the heavy border.

26) Stoma or stoves, such as stoves or walking stoves, which may cause damage to the mid-tour boundary, and the mid-tour boundary shall be stoves and stoves.

Ministry) endebrates up to 1 and 2 vertebrates.

27) The Ma○○ has conducted only the MaI test and has not been implemented a chest MI test. If there is a problem on the chestial part, the Mana does not have any part other than the Mana.

Marin or pain must be accompanied by marine from her chest to her upper part, but no less than the Defendant had discovered from her chest to her upper part.

The chest MI does not enforce it.

28) The lower part below the 2nd part of Mali-pathal sub-pathy, which does not obstruct or walked due to damage to the Mali-pathal sub-pathy.

or that there is no fluoral fluoral fluor, provided that the fluoral fluoral fluoral fluor is caused

29) The defendant cannot move on the side of a bridge, for example, not on the part of a rain, etc. due to damage to the heavy border, but on the part of a bridge.

It is true that the defendant tried to enjoy her life without learning because he or she himself or herself becomes a pain.

30) Gararpathal refers to the bridge on the side of a bridge, and ultimately, to the bridge in the end, the breathal x the breathy or the bridge in the bridge test result

damage to any of the debrising debrising boundaries is not found.

31) The term “permanent opinion” is confirmed as an objective inspection, not an opinion confirmed by MI, CT or any objective inspection.

Although they do not have any opinion on the basis of the patient's horses, such as the patient's appeal for pain, they do not actually fall under any diagnosis.

32) The pain treatment does not include any other treatment method except for the administration of a medical control.

33) The hospitalization per person room requires a hospitalization of 100,000 won per day.

34) On August 20, 2007, the result of the examination of the previous map conducted by the defendant on August 20, 2007 is only about a minor number of the defendant's balchopathy road, which is a balcho

Although there is no damage to the current system, there is no damage to the current system, the chest MI, which puts the current system into the bloodline in consideration of clinical opinions, is implemented.

was only recommended, and there was no more than anything else found as the result of the MaI test on that date.

35) The discharge summary of August 30, 2007 was executed on the Defendant, but there was no unique disease, even though there was no specific disease.

is re-repaid

36) The diagnosis certificate of August 30, 2007 and the diagnosis certificate of December 20, 2007 indicate that the Defendant’s disease is called “vertebal febalutism damage (conical ebalutism damage).”

37) Both sides of the bridge refers to the bridge on the side of the bridge, which falls under the bridge. On the other hand, invertegal flaf, it refers to the flafing part of the bridge.

It refers to the starting point of the Malipathy, and it refers to the Malithy, 1 and 2, and the Malithy and the Malithy in the vertegal f

Name of the balves of the Republic of Korea

38) Upon receipt of a claim for class 2 disability insurance proceeds, the ○○○○○ University, Busan University, and Medical Analysis Institute shall request the Defendant to verify the authenticity of the examination of the disability.

As a result of the inspection of MRI, CT, etc., it is not possible to find out the trace of damage to vertebrate root, which is a cause, such as sub-competence, etc., and therefore, obstacles cannot be found.

The second grade judgment was erroneous and objective data to the effect that the defendant's disability grade falls under the fifth grade. Based on the results of the meeting, the second grade judgment was held.

Denial of payment of marine insurance money

39) Mymafin is caused by damage to the Central Communications Boundary (the head, plephal, No. 1, No. 2) and not finite due to damage to the Central Communications Boundary (the head, plephal, No. 1, No. 2).

However, there was no error in the result of the RoI test on the part of the mid-to long-term drilling and the MaI test on the part of the MaI test, and the part of the bridge, which is the Malisis.

- In the end, the Defendant did not have any mathy or any mathy pain as a result of the Malithy test on the Malithy, etc.

It is true

40) The artificial disc insertions and artificial diskss No. 5-,000 No. 1 do not have any connection with marine or other marine.

In fact, there is no more than 5 times in the 5th century-1st century, and there was no anything else to conduct a nearby inspection on the face of the face.

41) On January 24, 2006, 2006, Kim ○○ Hospital No. 5 in order to receive disability insurance money after purchasing an accident insurance policy, etc. for 31 insurance companies.

-issuance of a certificate of diagnosis No. 15 of disability No. 4 after undergoing an operation on a conical signboard escape certificate and a conical signboard internal identification card (so-called, artificial disc inserting operation),

31 Payment of disability insurance money which has been reduced due to the failure to obtain disability class 4 by 9 insurance companies, for which 31 insurance companies have filed a claim for insurance money.

Upon receipt of a diagnosis of class 4 No. 15 of the disability with an artificial disc inserting apparatus apparatus fixed, hospitalized in the 00 ○○ Danea in order to issue a diagnosis.

It is true

42) Kim○-○ rejected all other treatments, such as light-time off-scoping therapy, in addition to the pain therapy administered by a scopic control.

43) Diagnosis of class 1 of class 2 of the disability shall be conducted when they need to be improved throughout their lifetime with a clear obstacle to the heavy-presidential boundary.

44) Stoma or stoves, such as stoves or walking failure, which may result in damage to the heavy stoves boundary, with stoves and stoves

Ministry) endebrates up to 1 and 2 vertebrates.

45) The sex ○○ was inspected only by the RoI and was not carried out by the chest MI. The chest MI was not carried out. If there are anything above the chest on the chest, it does not go beyond the maI.

Maf or pain must be accompanied by Maf or pain on the breast side, but Kim ○ is not found to have any anything from Maf to Mafri side.

MaI does not enforce MaI because

46) The lower part of the 2nd Megatoma is also the Megatone bridge, which falls under the Megatone, and is also the Megatone. The Metone is unable to breath or walking.

It is not caused by the Do-do-man or non-fluoral fluoral fluor, but caused only by the damaged fluoral fluoral fluor.

47) Kim○-○ does not move from the side of a bridge for example, for example, not from the side of a bridge due to a paralysis due to damage to the heavy border.

The fact that Kim ○-○ intended to enjoy on the face without learning because he or she itself becomes a pain, and that Kim ○ intended to enjoy on the face without learning.

48) Alleypathy refers to a bridge on the bridge, which falls under the bridge, and ultimately causes paralysis or bruptosiss resulting from the results of the bridge test.

damage to any of the important boundaries shall not be distinguished.

49) ‘Optional opinion' is not confirmed by MI, CT or any objective inspection, but it is confirmed as objective inspection.

Although it does not fall under any category of diagnosis, it is merely an opinion based on the patient's horses, such as the patient's appeal for pain.

50) The pain treatment does not include any other treatment method except for the administration of a medical control.

51) The hospitalization of one person room requires a hospitalization cost of 100,000 won per day.

52) On August 20, 2007, the result of the examination of the Jeon Soodo was merely about a minor part of the crypology of the cryposis to Kim ○○.

Although there is no damage to the current system, there is no damage to the current system, the chest MI, which puts the current system into the bloodline in consideration of clinical opinions, is implemented.

only recommended that it was, and no more than anything was found as a result of the MaI test on that date.

53) At the place of discharge on August 30, 2007, the fact that there was no unique illness, even though the laI, etc. was implemented with respect to Kim○, the discharge outlined on August 30, 2007.

is re-repaid

54) The diagnosis report of August 30, 2007 and the diagnosis report of December 20, 2007 indicate that the name of Kim○○'s disease is "vertebral frisis damage (balchine ebalsis)," "vertepathal damage (balopsis)," respectively.

Food:

55) Both sides of the bridge refers to the bridge on the side of the bridge, which falls under the bridge. On the other hand, invertegal flaf, it refers to the flaging part of the bridge.

It refers to the starting point of the Malipathy, and it refers to the Malithy, 1 and 2, and the Malithy and the Malithy in the vertegal f

Name of the balves of the Republic of Korea

56) Upon receipt of a claim for class 2 disability insurance proceeds, the ○○○○○ University, Busan University, and Medical Technicians shall request the Defendant to verify the authenticity of the Defendant’s disability examination.

As a result of the inspection of MRI, CT, etc., it is not possible to find out the trace of damage to vertebrate root, which is a cause, such as sub-competence, etc., and therefore, obstacles cannot be found.

The second grade judgment was erroneous and objective data to the effect that the defendant's disability grade falls under the fifth grade. Based on the results of the meeting, the second grade judgment was made.

(1) refuse to pay insurance proceeds