A defendant shall be punished by imprisonment for not less than one year and six months.

The applicant's application for compensation is dismissed respectively.

Punishment of the crime

[2018 Highest 209 / [209] The nameless person assumes a phone to the effect that he assumes a false account to the effect that he would allow an unspecified person to borrow money to a designated account by raising credit rating when he deposits money to the designated account. It is a total liability for telephone financing fraud that instructs a person under the name of the account to withdraw and deliver the deposited money to the defendant. The defendant conspired to acquire money by depositing the money received from the account holder under the name of the account into the account instructed by the above person without the name of the account.

On March 15, 2018, the victim G residing in the Gu F during Ansan-si, who had no intent to grant a loan to the above victim, makes it false that the victim would have the victim get a loan of KRW 28 million by extending credit rating, despite the absence of an intent to do so, and that the victim would have the victim deposit KRW 15 million in H’s new cooperative account (Account Number: I) with the victim’s name, and the defendant shall have the victim deposit KRW 15 million in the name of H, and the defendant shall have the above victim deposit KRW 15 million in another account after receiving an order from the above person in the name of the victim, "h transferred KRW 15 million, and then deposit it in another account" at the front point of the National Bank of Korea 93, Sinsan-ro 30,000,000 won and then acquired KRW 15 million from the above H in the name of the victim.

[2018 Highest 357 [Judgment 2018 Highest 357] The person without name calls to the effect that, by misrepresenting himself/herself as an employee in charge of lending, he/she would deposit money into a designated account where it is possible to lend low interest rates and inform him/her of the account password and the OTP number, etc. Where he/she deposits money into an account designated by him/her, he/she is the total responsibility for telephone financing fraud that instructs the accomplice in the name of the account to withdraw and deliver the money to the defendant. The defendant would receive money by collecting money from only the account holder as above.