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(영문) 서울중앙지방법원 2019.12.19 2018나73975
손해배상(기)
Text

1. The part against the defendant in the judgment of the court of first instance shall be revoked, and the plaintiff's claim against the defendant corresponding to the revoked part shall be filed.

Reasons

1. Basic facts

A. On July 18, 2015, the Plaintiff and B participated in the lower account meetings of the Franz G, which were conducted in E located in the North Korean Northern Zone D.

B. At around 19:00 on the same day, while drinking LbC at low 19:00 on the same day, B made alcohol to raise the fire of charcoal on board, and B left the Plaintiff with a fluorous alcohol content through a strong fluorous alcohol content. The Plaintiff suffered pictures on the bridge.

(hereinafter referred to as “instant accident”) C.

On July 19, 2015, the Plaintiff was transferred to H hospitals by the 119 first aid team after the instant accident, and received emergency treatment, and was hospitalized in I Hospital on July 19, 2015 through the previous North Korean University Hospital and received treatment, such as skin transplant surgery. However, the Plaintiff left the left-hand bucks, left-hand drops, and left-hand drops.

B’s mother L entered into a M insurance contract with Defendant Company (hereinafter “instant insurance contract”) on March 7, 2012.

E. Of the instant insurance contract, “Life Compensation II” (three years, renewed period, from March 7, 2015 to March 7, 2018) of the Special Terms and Conditions are as follows.

Article 2(Compensation for Damages) ① During the insurance period of this Special Terms, the Company shall compensate for damages (hereinafter “liability for Damages”) incurred by the Insured (Subject to Insurance) due to the legal liability for any harm to another person’s body (hereinafter “Minor Accident”) or property (hereinafter “Real Accident”) due to any of the following accidents:

2.The insured (other than the possession, use, or management of any real property other than the housing)'s daily life (other than the ownership, use, or management of any real property other than the housing).

1. To acquire it as subrogation by paying the legal indemnity for damage compensation, which is liable for the insured to pay to the victim;

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