1. Each of the plaintiffs' claims is dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

1. Basic facts

A. On December 18, 1993, D (hereinafter “the deceased”) concluded with the Defendant an insurance contract 20 times the non-life insurance amount (hereinafter “instant insurance contract”) with the content of KRW 100,000,000,000 with respect to the deceased, the beneficiary’s legal heir at the time of death, the general death insurance amount (the amount guaranteed when the insured died due to reasons other than disaster) (the amount guaranteed when the insured died as a direct cause of disaster) of KRW 100,00,000.

Article 6 (Grounds for Payment of Insurance Money) (1) The Company shall pay the insured money agreed upon to the beneficiary when any of the following events occurs:

3. When a person dies due to a disaster during the insurance period: Article 8 (Insurance Accidents for which No Insurance Money is paid) (1) A company may terminate this contract at the same time as it does not pay the insurance money or exempt the payment of insurance premium after the next return, if any cause for the payment of the insurance money occurs due to any of the following circumstances:

1. Where the insured has intentionally impaired himself/herself, but this shall not apply when the insured has impaired himself/herself with mental illness, and he/she has committed suicide after two years from the date of commencement of liability for the contract, or has become a disability of Grade I in the disability classification table;

B. The main contents of the instant insurance contract’s ordinary terms and conditions (hereinafter “instant insurance terms and conditions”) are as follows.

C. On April 18, 2005, the Deceased died of a mixed tree while being in the mixed house under the influence of alcohol.

(hereinafter “instant accident”). D.

The Deceased had the Plaintiff B and C as his children between the Plaintiff and his children.

The plaintiffs claimed insurance money to the defendant after the death of the deceased, and the defendant on May 2, 2005, when the suicide of the deceased is impossible to make a free decision.