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(영문) 청주지방법원충주지원 2015.10.08 2014가단22874
보험금
Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On August 29, 2003, the Plaintiff entered into an insurance contract between the Defendant and the insured (hereinafter “the deceased”) and the non-dividend-type 1.2 (hereinafter “instant prime contract”) with the beneficiary of the insured as the Plaintiff, and entered into a non-dividend-type 1.2 (hereinafter “instant prime contract”). The purchase price of the instant prime contract is KRW 50 million,000,000, and the purchase price of the instant special contract is KRW 100,000,000.

B. The main terms and conditions of the instant prime contract and special agreement are as follows.

[Terms and Conditions of this case] Article 21 (Types and Grounds for Payment of Insurance Money) The Company shall pay the insurance money agreed upon to the beneficiary (see attached Table 1, e.g., Standard Table for Payment of Insurance Money) to the insured when any of the following causes occurs:

1. When the insured dies during the insurance period or becomes a state of disability of class 1 in the table of disability classification: The insurance proceeds of class 1 disability may be terminated at the same time as the insured does not pay insurance proceeds if any cause for paying insurance proceeds occurs due to any of the following cases: Provided, That this shall not apply where the insured intentionally damages himself/herself in the state of mental illness, or where the insured intentionally damages himself/herself, or where he/she causes a state of disability of class 1 in the table of disability classification by committing suicide or by damaging himself/herself after two years from the date of commencement of liability (in the case of an incidental contract, the date of restoration subscription).

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