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1. The defendant's KRW 50,000,00 for each of the plaintiffs and 6% per annum from September 29, 2009 to November 20, 2015, respectively.
Reasons
1. Basic facts
A. The plaintiffs are as follows.
The death of C(hereinafter referred to as “the deceased”), and the defendant is a corporation whose registration of incorporation was completed on September 9, 191 for the purpose of life insurance business and re-insurance business for life insurance business.
B. On December 23, 2005, the Deceased entered into several special agreements, including the main contract of the “standard type of non-distribution insurance” insurance products and the special contract for the death of a disaster (hereinafter the above main contract, “the instant prime contract,” “the instant special agreement for the death of a disaster,” and “the instant insurance contract” collectively referred to as “the instant insurance contract”). In the event the insured died during the insurance period due to a disaster, the instant insurance contract was in KRW 45,00,000 under the instant main contract, with the lapse of the insurance period of the Deceased, and the insured amount under the instant main contract was finally increased by 10% with the lapse of the insurance period of the Deceased, and was in KRW 49,50,000,000.
According to the instant accident death agreement, the insurance money is guaranteed to be paid in KRW 100,000,000 according to each of the insurance money.
The prime contract for the insured as the beneficiary of the insured in the cover period: The Deceased of 80 years old:
C. Each of the terms and conditions of the instant prime contract and the instant special agreement for accident death include the name of “type and cause for payment of insurance money” and “accident for which no insurance money is paid” and the specific contents are as follows.
Article 14 (Types and Grounds for Payment of Insurance Money) of the Terms and Conditions of the State Contracts of this case (Types and Grounds for Payment of Insurance Money) The Company shall pay to the insured (insured) the insurance money agreed upon when any of the following events occurs:
1. When he/she dies during the insurance period: Article 16 (Insurance Risks not Payment of Insurance Money) (1) A company shall not pay insurance money when any of the following events occurs to cause the payment of insurance money: