Defendants shall be punished by imprisonment for four months.

However, with respect to Defendant B, the period of two years from the date this judgment became final and conclusive.

Punishment of the crime

[criminal records] Defendant A was sentenced to ten months of imprisonment for fraud, etc. at the Daejeon District Court on April 6, 2017, and the judgment became final and conclusive on April 10, 2017. Defendant B was sentenced to two years of suspension of execution on August 18, 2016, from the Incheon District Court’s Vice Branch on August 10, 2016, to eight months of imprisonment for fraud, and the judgment became final and conclusive on August 18, 2016.

[2] Defendant A and Defendant B received a proposal from Defendant A and Defendant B to the effect that, inasmuch as it is easy to obtain a loan from ordinary people and workers, using a false lease contract document and a certificate of employment, they received a loan without due diligence, the loan from the National Housing Fund of the State is actually conducted by document screening from the ordinary people and workers who are operated by the Korea Housing Finance Corporation from the National Housing Fund of the Republic of Korea, and agreed to do so. Defendant A and Defendant B were in charge of a false tenant, and Defendant B conspired with the above D, etc. to act as a false lessor.

According to the above public offering, the Defendants and D drafted a false loan lease agreement (the preceding three years) with the following terms: (a) around March 9, 2013, at the F Authorized Brokerage Office located in Orcheon-gu, Busan; and (b) Defendant A had no intent to rent and reside “B, lessee, and deposit amount of KRW 60,000,000,000, and 24 months from March 20, 2013 to March 19, 2015,” which read “B, lessee, and lessee, and deposit amount of KRW 60,000,000,000 and the contract period of the above apartment.”

Defendant

On March 2013, A submitted the documents related to loans, such as the loan agreement (former loan) at the location of the Gowon-dong, 349-1, the Hacheon-gu, Hacheon-gu, Hacheon-gu, Gyeongcheon-gu, 349-1, to an employee in charge of the loan of the victim bank, and applied for the loan of the employee.

The Defendants, on March 20, 2013, transferred KRW 42 million to Defendant B’s Nonghyup Bank account from the damage.

Accordingly, the defendants deceiving the victim in collusion with D, etc.