Defendants shall be punished by imprisonment for six months.

However, the defendant A shall be sentenced to the above punishment for a period of two years from the date this judgment becomes final and conclusive.

Punishment of the crime

[criminal record] On July 14, 2016, Defendant B was sentenced to imprisonment with prison labor for a crime of fraud at the Seoul Southern District Court on July 14, 2016, and the said judgment became final and conclusive on November 1, 2016.

[Public-private partnership] The Ministry of Land, Infrastructure and Transport operates the system of pre-sale housing fund for workers who lend the pre-sale housing fund at a lower interest rate than the city without securing a collateral through a financial institution that entrusted the National Housing Fund with the business of the National Housing Fund for the stabilization of residence of homeless workers, etc.

The loan brosers composed of loan brosker’s total book, tenant recruitment book, tenant recruitment book, tenant recruitment book, etc. using the fact that submission of employment-related documents such as certificate of employment, etc. and related documents such as real estate lease contract can be easily made through formal review by the financial institution entrusted with the business of lending money to workers and the submission of contract documents such as real estate lease contract, etc. by the financial institution. Under the order of the loan brosker’s total book, the tenant recruitment book made false documents such as certificate of employment, salary specification, etc. under the name of the disguised company as if the nominal owner of the loan was actually employed as the actual employee, and made false documents such as certificate of employment, salary specification, etc., and the recruitment book of lessors and intermediary companies made a false recruitment of a housing owner who will act as a lessor and a false tenant and a false lessor, and made a false real estate lease contract by submitting false documents related to contracts and documents related to contracts prepared as above, and made an application for a loan to a housing loan in the name of a false lessee.

[2] Defendant B, a lessor recruitment book, was known to Defendant A, who had been aware of the fact that the Defendants had been able to borrow a loan.