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(영문) 대구지방법원 서부지원 2013.11.08 2013고정822
대부업등의등록및금융이용자보호에관한법률위반
Text

Defendant

A KRW 5,000,000, Defendant B’s fine of KRW 2,000,000, Defendant C’s fine of KRW 3,000,00,00.

Reasons

Punishment of the crime

1. Around May 30, 201, Defendant A loaned KRW 3 million to E from the Daegu District of Seoul to around May 30, 201, the Defendant paid KRW 2.7 million after deducting the advance interest of KRW 3 million, and the principal was paid KRW 300,000,000 per month with a loan at a rate of 133% exceeding the statutory interest rate by making a loan on the condition of a later repayment. In addition, Defendant A loaned a loan from around September 16, 2009 to May 15, 201, exceeding the interest rate as shown in attached Table 3.

2. Defendant B did not register a credit business, and around April 13, 2012, the Defendant loaned KRW 3 million to E from Daegu High-gu Seoul High-ro, and extended a credit business with KRW 2.7 million calculated by deducting KRW 3 million from the advance interest, and the principal received KRW 300,000 per month at a rate of KRW 300,000,000,000,000 for each month and operated a credit business with an interest rate of KRW 133% exceeding the statutory interest rate by making a loan on the condition of a later repayment.

3. Around February 5, 2011, the Defendant loaned KRW 2.7 million from Daegu Japan to E; KRW 7.5 million from the interest of KRW 3 million following the following month; KRW 7.50,000,000; KRW 6.50,000,000; KRW 6.50,000; the interest and principal of the following month; KRW 6.50,000; the interest and principal of the following month; KRW 550,000; the interest and principal in the following month; and KRW 50,000; and the interest and principal at KRW 50,000 in the following month; and the loan exceeded the legal interest rate as specified in the attached Table 6 from around that month to February 25, 2013.

4. The Defendant did not register a credit business, and around May 7, 2012, lent KRW 5 million to E from Daegu High-gu Seoul Special Metropolitan City (Seoul Special Metropolitan City), and extended a credit business with KRW 4.7 million calculated by deducting KRW 3 million from the advance interest, and the principal amount received KRW 300,000 per month at a rate of KRW 300,000,000,000,000,000 for each month and operated a credit business at a rate of 77% exceeding the statutory interest rate by making a loan under a later repayment condition

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