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Reasons
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(영문) 대구지방법원 서부지원 2018.06.28 2017가합50632
채무부존재확인
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1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. The Plaintiff is an insurance company with the purpose of collecting insurance premiums and paying the insurance money under the conclusion of the insurance contract.

The defendant leased the building of 10,000,000 won in deposit money and KRW 100,000,000,000,000 from E, and used the building as his residence and the law of F inspection D.

Insurance premium of 200,000 won from July 30, 2015 to July 30, 2020: Legal heir and other beneficiary: the insured of 200,000 won: the insurance coverage amount of 80,000,000 won purchase price of the building security (except for the building / tank / unit / office / office / office excluding the unit / office / office ), the purchase price of the unit fixtures (excluding the unit / office / office ), the purchase price of the unit fixtures (excluding the unit / unit / office ), the purchase price of selective fire security security security, such as 20,000 won, the purchase price of selective fire security security security, such as 30,000 won, the owner and manager of the facility (excluding fire compensation) security-D purchase price of KRW 1,00,000,0000,

1. Article 1 (Compensation for Fire Damage) (1) The company shall compensate for any of the following damages caused by a fire during the insurance period in accordance with the terms and conditions of the contract:

1. Direct damage caused by a fire;

2. Fire-fighting damage (damage not compensated in the course of fire-fighting) Article 2 (Non-Compensation) Company shall not compensate for the damage caused by any of the following causes:

1. Damage caused by intention or gross negligence of the contractor, the insured, or his legal representative;

B. On July 30, 2015, the Defendant concluded a “G” (hereinafter “instant insurance contract”) with the Plaintiff as the subject matter of insurance, the main content of which is to compensate the Plaintiff for the damages incurred to the subject matter of insurance due to a fire.

The main contents of the instant insurance contract and their ordinary terms and conditions are as follows.

C. August 20, 2016

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