1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. The defendant is a corporation established to run insurance business, etc.

On March 12, 2009, the Plaintiff entered into a family love insurance contract (hereinafter “instant insurance contract”) between the Defendant and the beneficiary of the insured and the beneficiary of the deceased as the Plaintiff, which renders the beneficiary of the non-distribution of dividends.

Of the details of the insurance coverage under the instant insurance policy, the relevant contents of the instant case are as follows.

The amount of subscription (won) / Insurance coverage period / Insurance coverage period / General Injury Temporary Living Expenses / General Injury Death Expenses / Security / Insurance Type Basic Contract / the amount of subscription when death due to an injury accident - the amount of after disability / the amount of less than 80%, subscription to less than 80% 】 Payment rate of after disability 】 200,000,000 / 200,100 / 100 / 100 on March 12, 2009 / General Injury Rehabilitation Treatment Expenses Ⅱ Security - 50% on March 12, 2067 - the subscription amount of after disability 50% or more due to an injury / 100,000 / 180 days from the 10th day from the date of the death / 180 days from the date of the death / 180 days from the date of the death / 180 days from the date of the accident / 300% from the total amount of hospitalization medical expenses per injury -

B. The terms and conditions of the instant insurance contract stipulate as follows.

- The common terms and conditions of this case - Article 13 (Compensation for Damages) ① The Company shall compensate for the damage resulting from the injury (hereinafter referred to as “damage”) in accordance with the terms and conditions, if the insured suffered bodily injury (except for physical assistance equipment, such as acceptance, will, bill, and bill) due to any sudden and incidental accident during the insurance period (hereinafter referred to as “accident”).

Article 14 (Compensation for Non-Compensation) (1) The Company shall not pay compensation for any loss arising from the following causes:

7. A pregnancy, childbirth (including kings), miscarriage, surgical operation or other operation of the insured.