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(영문) 서울중앙지방법원 2019.09.24 2018가단5211979
보험금
Text

1. The Defendant: (a) KRW 26,958,427; (b) KRW 17,972,285; and (c) KRW 17,972,285 to Plaintiff A; and (b) from January 1, 2018 to each of the said money.

Reasons

1. Facts of recognition;

A. The plaintiff A is the spouse of D, and the plaintiff B is the children of D.

B. On November 16, 2012, Plaintiff A and the Defendant entered into an agreement with the insured D, the insurance period from November 16, 2012 to November 16, 2031, with the beneficiary statutory heir of death insurance. In the event the insured died as a direct result of an injury, Plaintiff A and the beneficiary statutory heir of death insurance entered into an agreement with the beneficiary “E” (hereinafter “instant insurance contract”). As a result, Plaintiff A and the beneficiary’s legal heir of the death benefit during the insurance period, the amount of KRW 1,00,000 per month as the beneficiary’s living benefit of injury and death during the insurance period.

C. Under the title of "the obligation to notify before the contract", the subscription of the insurance contract of this case requires policyholders and the insured to state their answers with regard to the question items of 18 items. The question No. 1 is written as "self-business, communications business, and radio operator (CCTV)". No. 2 is written as "on-time driving" to the effect that "on-time driving" constitutes "on-time driving" portion. The type of motor vehicle is indicated as "on-going motor vehicle only corresponding to "on-going motor vehicle" among passenger cars, passenger cars, freight cars, and sludge," and no indication is written as to "on-going motor vehicle" portion, "use", and "private use" portion only constitutes "on-going" portion, and no signature is written as "on-going motor vehicle."

D On May 25, 2017, at around 23:20, a FRaba Cargo Vehicle (hereinafter “instant cargo vehicle”) was driven and changed from the two lanes to the three lanes in front of the H cafeteria G in Daejeon-gu, Daejeon-gu, the vehicle following the change of the vehicle from the three lanes in front of the H cafeteria G was shocked on the rear side of the instant cargo vehicle, and as a result, D (hereinafter “the deceased”) was the low blood shocked by 00:39 on May 26, 2017.

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