1. The plaintiff's defendant based on the insurance contract stated in the attached list (2) with respect to the accident described in the attached list (1).

1. Facts of recognition;

A. A. Around March 16, 2013, the Defendant concluded an insurance contract indicated in the [Attachment A] List (2) with the Plaintiff (hereinafter “instant insurance contract”).

According to the insurance contract of this case, in the event of a disability with at least 80% of the general injury to B who is the insured, the Plaintiff is obliged to pay insurance proceeds of KRW 50 million to the Defendant.

B. The upper part of the “ obligation to inform the prior to the contract” (hereinafter “instant information”) prepared by the Defendant at the time of subscription for the instant insurance contract, stating, “In the event that the Defendant did not inform the first to 1 to 12 times of the fact or provided false information, the purchase of insurance may be refused. In particular, if the content falls under the “material Information”, regardless of the intent of the policyholder or the insured (person insured), the contract may be terminated or the guarantee may be restricted pursuant to the “the effect of the breach of duty to notify the prior to the contract” clause under the insurance policy.

C. The second question of the notice of this case was "at present being driven and damp," and the next question was written below each of the "car(business), passenger car(private car), passenger car(business), passenger car(private car), freight(commercial car), freight(including private car), off-to-land(including less than 50cc)(commercial car), off-to-land(including less than 50cc), construction machinery(including private car), and farming machinery(s).

The Defendant indicated “equitable” as to the question asked whether to drive at present, and indicated “car(self-use)” only in the item “car” and did not indicate any indication on the items to ask whether to drive.

B, around 13:00 on August 24, 2014, 13:00, 3:00, 200 YYYYY YYYYYYYYY, the CYY YYYYYYY, going from the CYYY HY HY to the CYY HYY in conflict with the vehicle that had left to the left at the emergency runway surface from the CWY.