Defendant

A and C shall be punished by imprisonment for eight months and by imprisonment for six months, respectively.

provided that this ruling has become final and conclusive.

Punishment of the crime

Defendant

B From November 201 to February 2012, 2012, a person who worked as an insurance solicitor at the E branch of the Victim Global Deposit Korea Insurance Agency, Defendant A from March 2012 to September 2012, a person who worked as an insurance solicitor in the name of the wife B from the above branch from March 201 to September 2012, Defendant C was a person who worked as an insurance solicitor from the above branch from November 201 to February 2013.

At the time of the conclusion of an insurance contract, about 10 times the monthly insurance premium is set as commission of an insurance solicitor. Of these, 70% is paid in advance on the 25th of the following month, and the remaining 30% is required to refund the fee paid at the time of termination of the insurance contract instead of paying in installments for 13 months, and in the case of life insurance, the insurance contractor cannot refund the paid insurance premium if the insurance policyholder does not pay the insurance premium for 24 months instead of paying the insurance premium for the 24 months, so the insurance policyholder is obliged to pay the insurance premium for at least

Accordingly, Defendant B, along with Defendant A, from October 201 to November 201, and Defendant C, from February 2009 to November 201, did not return the insurance fee to Defendant C, even if the insurance contract was requested to be returned from the Jeju Hohohoho Tri Fla Insurance Agency by promising to pay the insurance premium to their relatives, etc. while working in the Jeju Hohoho Fla Agency from February 2009 to November 201.

Nevertheless, the Defendants, after entering into an insurance contract at the Jeju Hohoho Flap Insurance Agency, agreed to pay insurance premiums on behalf of those who have lost its effect, etc., concluded an insurance contract, etc. to receive insurance fees.

1. Defendant B: (a) around December 28, 201, at the above E branch located in the F of Yeongdeungpo-gu Seoul Metropolitan Government around December 28, 201, prepared a policyholder’s subscription to an insurance contract for the same life insurance for the same life-long life in the name of policyholder G; and (b)