Defendants shall be punished by imprisonment for eight months.

However, each of the two years from the date of the final judgment against the Defendants.

Punishment of the crime

From August 201, the Defendants worked as an insurance solicitor belonging to the KH H H H branch in G located in the Jeju branch from August 201 to the F branch, using the fact that insurance commission can be paid in advance by the insurance company in the event of the formation of the insurance contract, the Defendants were willing to pay the initial insurance premium on behalf of the insurance contractor and receive the insurance fee from the insurance company.

1. Defendant A

A. On October 31, 201, the Defendant entered into a contract with the “J” in the principal office of the victim H H H branch, and the Defendant paid the insurance premium and received insurance fees in lieu of the Defendant. From around that time to January 9, 2012, the Defendant entered 12 cases of the same insurance contract with the entry of the [Attachment] List of Crimes (A) in the manner of paying the insurance premium in lieu of the Defendant, even though he was aware that there was no intent to maintain the insurance, and then he did not receive the fees from the victim as commission business subsidies for the insurance contracts No. 1-4 of the above list of crimes No. 7,613,200 on December 27, 201, 200, 2,500, 10,113,200 won on January 27, 2012, 200, 10,113,200 won on the above insurance contract, and the victim did not know that he did not receive the fees from the victim.

B. A person engaged in the conclusion or solicitation of an insurance contract in violation of the Insurance Business Act shall not pay the insurance premium on behalf of the policyholder or the insured in connection with the conclusion and solicitation thereof, but the defendant, around October 31, 201, purchased the insurance in the name of I at the office of H H H H H H H branch office, and paid the first insurance premium of KRW 481,00,000, from that time to January 9, 201.