1. The defendant (Counterclaim plaintiff)'s appeal and the defendant (Counterclaim plaintiff)'s counterclaim claim filed at the trial are all dismissed.

2.

A principal lawsuit and a counterclaim shall be deemed simultaneously.

1. Basic facts

A. On December 21, 2004, the Plaintiff entered into an insurance contract with the Defendant stating that the insured’s death, disability, etc. resulting from a traffic injury should be guaranteed (hereinafter “instant insurance contract”). The content of the instant insurance contract relating to the instant case is as follows.

In the event of a physical disability with at least 80% of the total amount of subscription each year due to a traffic accident resulting from a traffic injury while driving the original transport injury, the following amount shall be paid according to the total medical expenses (at least 180 days from the date of the accident, and at least 50% of the total medical expenses if the national health insurance is not applied) 3,000,000 family management expenses and less than 30 days from the date of hospitalization - the amount of subscription - the amount paid at least 31 days to less than 61 days - the amount paid at the time of hospitalization - the amount of two times or less due to a traffic accident resulting from a traffic injury: 10,000,000 and the amount equivalent to 20% of the total medical expenses actually borne by the insured (at 180 days from the date of the accident, the amount equivalent to 50,000,0000 of the subscription amount per year and the amount to be paid at 10,000 general medical expenses per day (the average injury).

B. On October 6, 2012, the Defendant driving a two-wheeled vehicle around 05:50, a Saturday, and proceeded ahead of a bus stop in front of the front of the two-wheeled passenger bus stop in Echeon-si, Leecheon-si, with the front side of the front side of the bus stop in the front side of the front side.