1. A traffic accident occurred at the intersection where no repair-free one signal, etc. is available at the time of Sinjin-si at around 06:50 on June 13, 2009;

1. Basic facts

A. On February 15, 2007, the Defendant concluded an insurance contract with the Plaintiff with the following content (hereinafter “instant insurance contract”).

1) Insurance name: General injury: From February 15, 2007 to February 16, 2002: 3) General injury: 60,000,000 won (Provided, That the payment shall be made by multiplying the general injury by the disability payment rate) at the time of death or remaining disability (Provided, That the payment of disability less than 80% shall be made by the amount obtained by multiplying the disability payment rate): 120,00,000 won (payment for each year) at the time of general injury; 20,000 won (payment for 10% of the subscription amount): the time of death or remaining disability (payment for 10% for 10 years): the time of death or remaining disability (payment for 20% of the total subscription amount, 20% of the total subscription amount, 20% of the total subscription amount, 100,000 won per general health injury) at the time of death or remaining disability during the use of public transportation; 20% of the total subscription amount per insurance contract;

Article 24 (Obligation to Notify before the contract) The contractor, the insured, or their agents are aware of the fact that they are asked at the time of subscription (including the time of health examination if they undergo health examination) (hereinafter referred to as "duty to notify before the contract"), and shall be the same as "Duty to notify" under the Commercial Act.

However, a general hospital and a hospital provided for in Article 3 (Medical Institution) of the Medical Service Act shall be conducted by the workplace or an individual.