1. It is confirmed that an insurance contract entered in the separate sheet concluded between the Plaintiff and the Defendant is null and void.

2. The defendant.

1. Basic facts

A. On December 27, 2007, the Plaintiff and the Defendant concluded an insurance contract on the attached list with the Defendant as the insured (hereinafter “instant insurance contract”).

B. On September 19, 2008, the Defendant was hospitalized in the hospital by March 11, 2014, as follows: (a) on the ground that the Defendant was “sprinked with the high-sea spons and tensions during the operation,” and (b) was hospitalized in the hospital for 368 days, including that the Defendant was diagnosed by the catum’s salt and tension, the catum’s salt and tension, the catum of the catum, and the tension’s salt and tension for 18 days until October 16, 2008.

The Defendant received total of KRW 19,920,000 from the Plaintiff on the ground of the foregoing insurance accident by claiming insurance money, such as injury and hospitalization allowance.

순번 치료기간 입원일수 병원명 진단명 1 2008-09-19 2008-10-06 18 B병원 경추의 염좌 및 긴장, 요추의 염좌및 긴장, 어깨관절의 염좌및 긴장 2 2009-05-03 2009-05-26 24 B병원 경추의 염좌 및 긴장, 어깨관절의 염좌 및 긴장, 팔꿈치의 염좌 및 긴장 3 2009-05-27 2009-06-10 15 C정형외과 경추상완증후군-목부위, 허리뼈의 염좌및 긴장, 기타 배통-허리부위 4 2010-02-01 2010-02-08 8 D내과 요금실 5 2012-07-03 2012-07-12 10 E병원 대상포진 6 2012-07-12 2012-08-03 22 F한방병원 대상포진, 요통-요추부 7 2012-09-15 2012-10-06 22 G한방병원 아래허리통증, 관절통-아래다리 8 2012-11-12 2012-11-30 19 F한방병원 경추통, 기타 어깨병변, 근막통증증후군-아래다리 9 2012-12-21 2012-12-23 3 H홍문외과 상세불명의 탈출성 치핵 10 2012-12-24 2012-12-30 7 D내과 혈전성 내치핵 11 2013-01-10 2013-01-25 16 F한방병원 아래허리통증, 경추통경추부 12 2013-02-13 2013-02-20 8 I의원 급성 기관지염, 급성 편도염, 기타 근통-다발부분, 13 2013-03-28 2013-04-17 21 G한방병원 아래허리통증, 경추통 14 2013-05-14 2013-06-01 19 B병원 아래허리통증, 경추통 15 2013-06-13 2013-06-28 16...