1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. On August 26, 2009, the Defendant concluded the instant insurance contract with the Plaintiff and the Defendant as the insured (hereinafter “instant insurance contract”).

B. The Defendant, who received insurance proceeds and the Plaintiff’s insurance proceeds, was hospitalized for 177 days in total on 13 occasions from September 6, 2011 to September 12, 2016, as indicated in the following table, for 11,961,819 won from the Plaintiff in relation to the occurrence of an insurance accident and the Plaintiff’s payment of insurance proceeds.

C oriental medical hospitals, such as 1201-201-09-6 201- 201- 201- 2012-12-06 both sides of 2012-12-12-12-19 32014 32013-05 2013-05-19 7 2013-207 20-16-14, such as 05 2013-20-16 7 20-16 20-16 20-4 7 20-14 20-6 14 , including 70,000,000 G-16 20-16 7 20,000, 205 7-16 20,000 7,013-10-10-14 20,00

C. The term "insurance contracts" refers to the insurance contracts that the defendant concluded with himself/herself as the insured, including the content and nature of the insurance contracts of which coverage are similar to those of the insurance contracts of this case or the daily amount of hospitalization for disease.

The insurance contract before and after the conclusion of the instant insurance contract, which was terminated, invalidated, and rejected.