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(영문) 광주지방법원목포지원 2015.08.13 2014가합12633
보험계약무효확인등의 소
Text

1. The plaintiff's claims against the defendants are all dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On November 29, 2005 and January 18, 2007, where Defendant A received hospital treatment by injury or disease with the Plaintiff as the insured, Defendant A entered into each of the instant insurance contracts with the Plaintiff, respectively, and changed the policyholder and the beneficiary several times as shown in the attached Tables 1 and 2, Defendant B, the mother of Defendant A, as of the date of closing argument of the instant contract, is the contractual parties and the beneficiary of each of the instant insurance contracts as of January 29, 2005.

B. From August 24, 2011 to September 6, 2011, Defendant A received 397 days’ hospitalization in total by 347 days until December 24, 2014, as shown in attached Table 3, for 14 days, on the grounds of cryp and cryp salted base, etc., Defendant A received 30 days’ hospitalization. Of them, Defendant A received 15,800,99 won, and Defendant B received 1,890,216 won, respectively, according to each insurance contract of this case as the insurance proceeds for 342 days’ hospitalization.

C. Meanwhile, the insurance contracts concluded between the Defendants and their families before and after the conclusion of each of the instant insurance contracts with the insurance companies including the Plaintiff as the insured, and the details of the insurance premiums and insurance money paid accordingly are as follows.

E. List: The insurance contract of this case No. 25,200, B. 144,490 17,01,215 B on November 17, 2007, 207, 30,000, B. 14,000,000 B. 1,000,000 B on December 27, 2007, 30,000, 44,000 B. 0,000 B. 1, 20,000,000 B. 1, 20,000,000 B. 1, 20,000 B. 1, 20,000, 3,000, 20,000 B. 1, 25, 204, 204, 204,04, A. 1, 2006, 206.

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