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1. The plaintiff's claim of this case is dismissed.
2. The costs of lawsuit shall be borne by the Plaintiff.
Reasons
1. Basic facts
A. On July 28, 2004, the Defendant concluded the instant insurance contract with the Plaintiff on the condition that the Plaintiff received hospitalization allowances, etc. from the Plaintiff when receiving treatment for injury or disease as the insured.
B. From October 1, 2008 to October 31, 2008, the Defendant was hospitalized at B Hospital for 31 days on the ground of cage cages at B, as shown in attached Table 2, and was hospitalized for 467 days on July 24, 2014 on a total of 29 days until July 24, 2014. The Defendant received KRW 28,038,023 from the Plaintiff as insurance money.
C. Meanwhile, before and after the conclusion of the instant insurance contract, the insurance contract concluded between the Defendant and the insurance company including the Plaintiff as the insured, and the details of the insurance premium and the insurance amount paid accordingly are as follows.
The table: The part indicated as “0” on the details of the insurance contract concluded by the Defendant as the insured and the “paid Insurance Money” column is the part where the relevant details are not nonexistent or the evidence submitted up to now alone is not confirmed.
On July 28, 2004, the insurance contract of this case 127,800 028,038,023 maintained by the defendant Samsung Women's Life Insurance 27,900 0 on April 7, 1998, the insurance contract of this case 27,90 16,900 0 on June 9, 1999 4 Han Ppex Transport 16,900 0 on December 24, 2009; 360, 30, 60, 30, 70, 70, 30, 60, 30, 60, 30, 60, 30, 60, 30, 60, 30, 60, 70, 70, 306, 40, 70, 306, 50, 50, 50, 14, 2014.