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(영문) 청주지방법원 2016.01.20 2014가합26948
보험계약무효확인 등
Text

1. It is confirmed that an insurance contract entered into between the Plaintiff and the Defendant is null and void.

2. The defendant shall be the plaintiff.

Reasons

1. Basic facts

A. On June 22, 2005, the Defendant concluded an insurance contract in attached Form 1 (hereinafter “instant insurance contract”) with the content that the Plaintiff would receive hospital allowances from the Plaintiff when the insured and the beneficiaries of the non-life insurance are designated respectively as the insured and the beneficiaries of the non-life insurance.

B. After the conclusion of the instant insurance contract, the Defendant was hospitalized in B Hospital for 25 days from May 21, 2007 to June 14, 2007, including being hospitalized in B Hospital on the ground of acute infection, for 26 days from October 31, 2013, as shown in attached Table 2, and received insurance proceeds from the Plaintiff in total of 18,38,833 won according to the instant insurance contract.

C. Meanwhile, the insurance contract concluded between the Defendant and the insurance company including the Plaintiff before and after the conclusion of the instant insurance contract, as the insured, and the particulars of the insurance premium and the insurance amount paid accordingly are as listed in the table 1 below.

(10, 11, 16번 보험계약은 피고의 현재 배우자인 C이 피고를 피보험자로 하여 체결한 보험계약이다). <표1: 피고를 피보험자로 하여 체결된 보험계약 내역>순번 보험회사 청약일 상품명 월 보험료(원) 입원 일당(원) 지급 보험금(원) 효력 1 원고 2005. 6. 22. 이 사건 보험계약 43,300 20,000 18,388,833 유지 2 한화생명 1998. 10. 9. (무)OK안전 59,700 10,000 37,273,817 완납(2003. 9.) 3 “ 1999. 8. 26. 슈퍼레이디암 58,150 5,000 6,170,397 완납(2004. 7,) 4 “ 1998. 9. 11. 뉴연금플랜 300,000 40,000 3,880,000 2005. 7. 22. 해지 5 “ 1999. 3. 5. 베스트연금 243,850 0 500,000 2010. 2. 24. 해지 6 “ 2000. 6. 5. (무)드림Ⅱ종신 113,550 0 1,700,133 완납 7 알리안츠 2001. 1. 19. (무)휘파람교통안전(보장성) 18,000 0 15,126,751 정상 8 " 2001. 6. 25. (무)톡톡튀는여성건강(건강보험) 52,000 0 0 2006. 1. 13. 해지 9 삼성생명 2001....

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