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1. The plaintiff's appeal is dismissed.
2. The costs of appeal shall be borne by the Plaintiff.
Purport of claim and appeal
The first instance court.
Reasons
1. Basic facts
A. On January 11, 2008, the Plaintiff and the Defendant concluded the instant insurance contract with the insured and the beneficiary as the defendant.
B. From January 11, 2008 to May 4, 2010, the details of the guaranteed insurance that the Defendant concluded with himself as the insured are as listed below.
(unit : (1) The entry of Plaintiff 1, 208-01-11, 200, 200, 30,000 51,976,130 J 2, 130, the insurance company name of the insurance company on the date of the contract, i.e., monthly insurance premium for injury, daily amount for hospitalization of disease, daily amount for hospitalization, is omitted.
208-10-15 Beta 20,000 medical insurance 21,040 20,000 50,000 24,170,517 W 3 ING Life Insurance 2010-05-04 Smart Life Insurance 59,680,000 40,000 40,390,000 X 163,420,420 80,000 120,536,647
C. On June 9, 2008, the Defendant received hospitalized treatment for 23 days at B Hospital as well as for hospitalized treatment for 31 days until March 20, 2017, as indicated below, on a total of 31 days until March 20, 2017. Under the instant insurance contract, the Defendant received KRW 51,976,130 in total from the Plaintiff.
Serial 1 B hospital No. 2008-06-09 2008-7-01 23 Hubaly Hospital’s typium 2008-12-15 2008-15 Mabbropium hospital’s typium, 2008-12-12-15 Mabropium’s typium, 3 b08-12-12-12, 2008-129-12-10-17 20-1, 3 00-1, 207 20-1, 3 00-1, 30-1, 40-1, 207 20-1, 30-1, 40-1, 40-1, 40-1,000 Mabrode hospital’s typium’s typium.