1. It is confirmed that each insurance contract entered in the separate sheet concluded between the Plaintiff and the Defendant is invalid.

2. The defendant.

1. Basic facts

A. On September 17, 2010, the Plaintiff entered into an insurance contract with the Defendant as the insurer operating non-life insurance, etc., each of the insurance contracts listed in the separate sheet stating that the insured and the beneficiary of survival shall be the Defendant, and that the insurance period shall be from September 17, 2010 to September 17, 2078 (hereinafter “each of the insurance contracts of this case”) (hereinafter “each of the insurance contracts of this case”), and if necessary, the Plaintiff entered into the instant insurance contract.

B. On February 9, 2011, the Defendant claimed the occurrence of insurance accidents and the amount of insurance proceeds, as indicated below, was hospitalized at B Hospital for 15 days on the ground of franchis disease, etc. accompanied by food infection, and received hospital treatment for 224 days in total from February 9, 201 to January 20, 2015 as listed in the following table. The Defendant received KRW 14,090,000,000 from the Plaintiff according to each of the instant insurance contracts.

1. The number of days of hospitalization of a hospital 1 B, 201-09 201-09 201-23 15 / [2, 201-2, 201-20, 201-07-06 3, 2011-07-13 201- 201- 207 - 20, 201- 20, 201- 20, 201- 20, 200, 200, 201- 20, 200, 201- 20, 200, 200, 200, 201- 20,000,000-1,000 20,000,000-1,000 20,01,000 20,000.