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1. The plaintiff's claim is dismissed.
2. The costs of lawsuit shall be borne by the Plaintiff.
Reasons
1. Basic facts
A. The purchase and use C of air conditioners produced by the Defendant purchased air conditioners produced by the Defendant (D; hereinafter “instant air conditioners”) on January 30, 2016.
C A spouse and his spouse were living in a prefabricated-type panel roof housing located in the prefabricated-gun, Nannam-gun (hereinafter “instant housing”) and used the cooling house in this case.
B. Upon entering into an insurance contract with the Plaintiff and himself as the insured, C entered into an insurance contract with the term of insurance as “from October 11, 2016 to October 11, 2026,” and with the subject matter of insurance as “from October 11, 2026,” ① and ② the special terms and conditions for subsidizing the cost of housing (fire, collapse, etc.) restoration (amounting to 16,000,000), temporary housing expenses special terms and conditions (amounting to 16,00,000,000) (excluding the first three days, the expenses actually incurred within the presumed recovery period), the special terms and conditions for indemnity (including the maximum amount of indemnity 5,00,000,000 won) and the special terms and conditions for fire (including explosion) (hereinafter “insurance contract”).
On the other hand, with H Co., Ltd. (hereinafter “H”), and as the insured, E entered into an I insurance contract containing the insurance period “from October 12, 2016 to October 12, 2026,” and the subject matter of the insurance (the insurance amount of KRW 50,000,000) as the instant housing (the insurance amount of KRW 30,000,000) and the subject matter of the insurance (the insurance amount of KRW 30,000).
C. On August 18, 2017, a fire that occurred inside the instant house (hereinafter “instant fire”) and around 21:20,000.
At the time of the occurrence of the instant fire, C and E had not been inside the instant house, and at the time when fire officers were called out for fire-fighting, the entrance of the instant house was temporarily set off.
In the event of the fire of this case, the housing of this case was set up due to the fire of this case, and household appliances, furnitures, etc. within the housing of this case.