1. The Defendant’s KRW 23,00,000 as well as the Plaintiff’s annual rate from October 25, 2014 to September 4, 2018, and the following.

1. Facts of recognition;

A. The Plaintiff is an insurance company that entered into a “Housing Fire Insurance Contract” with the insurance period from September 6, 2013 to September 6, 2014, with respect to a multi-household building with the first and third floors above ground in Gangseo-gu Seoul Metropolitan Government (hereinafter “instant building”) as its owner, who is the chief director C, a foundation, as the insured, and his/her insured.

The Defendant is an insurance company that entered into a contract with the E, the wife of E, which used the second floor 302 of the instant building (hereinafter “instant housing”) as the company’s employees, for the purpose of the company’s house, with the “Undividend/PP General Insurance Contract.”

F entered into the said insurance contract with the insured as the named insured, on October 13, 2008, with the insurance period fixed from October 13, 2005, and subscribed to the “Special Terms and Conditions for Guarantee of Family Living Compensation” (hereinafter “the instant Special Terms and Conditions”). According to this, the Defendant determined the damages suffered by the insured (including the spouse of the named insured) living in the housing indicated in the insurance policy, due to an unexpected accident attributable to their ownership, use, or management, by bearing the legal liability for damages to another person’s physical disability or property due to the insured’s occurrence.

B. On August 20, 2014, around 03:40, a fire (hereinafter “instant fire”) occurred among the fire, which was locked with E’s air-line molds at the small inside of the instant house, and was locked, and the inside of the instant building was dissipated, and the other parts of the instant building also suffered damage therefrom, etc.

As a result of the police investigation, it was confirmed that the length of the first fire was confirmed at the small bank, and there was no heat other than the above storm, and the National Science Investigation Institute evaluated that the melting movements formed by the electrical heat from the electric wires inside the wind season during the spug burning of the spug collected after fire can be viewed as the cause of the outbreak if there is no other source of generation.

Based on this, the police is electrical heat from the electric wires inside the wind season.