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(영문) 광주고등법원 2017.08.04 2016나16466
보험계약무효확인 등
Text

1. The plaintiff's appeal is dismissed.

2. The costs of appeal shall be borne by the Plaintiff.

Purport of claim and appeal

The first instance court.

Reasons

1. Basic facts

A. On February 26, 2010, the Defendant A and the Plaintiff entered into the instant insurance contract with Defendant A as the insured and beneficiary (hereinafter “instant insurance contract”), and on October 24, 2010, the policyholder of the instant insurance contract changed to Defendant B (as at the time, Defendant A’s wife).

B. Defendant A’s hospitalized treatment for 14 days from August 11, 2010 to August 24, 2010 after the instant insurance contract was concluded, and as shown in attached Table 2, Defendant A received hospitalized treatment at C oriental medical hospitals for 14 days from August 11, 2010 to August 24, 2010, with the total of 26 times from August 11, 2010 to September 29, 2014 as shown in attached Table 2, excluding the total of 80 days of hospitalization (the total of 795 days of hospitalization as indicated in attached Table 2:

Receiving hospitalized treatment.

(c) Insurance contracts for which the insured is the defendant A, and insurance contracts for which the daily days of hospitalization due to disease or injury are guaranteed for the defendant A as the insured, and the insurance proceeds received by the defendant A are as follows:

The entry of an insurance company in the sequence above the number of votes is omitted in all.

The contractor as of the date of the contract refers to the contractor as of the date of the contract, and if there is a change in the contractor, it shall be stated in the remarks

Where the monthly insurance premium (won) is known, the standard amount of insurance contract shall be followed, and where it is unknown, the result of the order to submit financial transaction information shall be followed.

On October 24, 2010, 2010, Plaintiff 1, on February 26, 2010, the insurance proceeds paid to Defendant A 72,000 75,257,049, changed to Defendant B to Defendant B on February 26, 2010, it was not confirmed as Defendant B 35,620 on February 26, 2010, but the life insurance policy was not 62,540 53,820,00 ----------------------------------------------------------------------------------------------------------------------------------------

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