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(영문) 울산지방법원 2015.01.08 2014가합2644
채무부존재확인
Text

1. The plaintiff's defendant based on the insurance contract mentioned in attached Form 2 concerning the insurance accident mentioned in attached Form 1.

Reasons

1. Basic facts

A. 1) The Defendant entered into an insurance contract with B on August 12, 2011 (hereinafter “instant insurance contract”) under a comprehensive property insurance contract with B during the successful period of non-distribution under the same content as shown in attached Table 2 (hereinafter “instant insurance contract”).

2) The main contents of the instant insurance contract include the following: (a) the instant special terms and conditions that guarantee the manager’s liability for damages (hereinafter “special terms and conditions”) are as follows.

Article 1 (Compensation for Loss) The Company shall compensate for any loss caused by the insured's physical disability (hereinafter referred to as "physical disability") or by causing damage to the victim's property to be damaged (hereinafter referred to as "physical injury") by any unexpected accident arising from the performance of his/her duties under the ownership, use, or management (hereinafter referred to as "facilities", and limited to the facilities listed in the insurance policy (insurance policy) and the use of the facilities (excluding physical assistive equipment, such as acceptance, doubt, bill, and chair) during the insurance period of this Special Terms and Conditions or by causing damage to the victim's property (hereinafter referred to as "property damage").

(hereinafter referred to as "special terms and conditions" and "the insurance period of this special terms and conditions" shall be referred to as "the insurance period"). Article 4 (Compensation for Non-Compensation for Loss) Company shall not compensate for any damage incurred by bearing liability for any of the following reasons, not directly or indirectly for the cause:

4. Liability to compensate for any loss of the goods owned, used or managed by the insured, which are attributable to the person who has a legitimate right to such goods; 13. Liability to the person who has a legitimate right to such goods as the goods owned, occupied, leased, used, protected, controlled or controlled (including any form of substantial control without relation to the cause) by the contractor or the insured are damaged;

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