The plaintiff's claim is dismissed.

Litigation costs shall be borne by the plaintiff.

Basic Facts

On April 3, 2019, around 23:32, 2019, a fire occurred in Dcheon-gu Dcheon-gu Factory (hereinafter “instant factory”) located in Nam-gu, Nam-gu, Seoul (hereinafter “instant factory”) in the 4th building, which caused an accident that causes fire, such as machinery, appliances, office fixtures, and fixtures within the factory building and the factory to fire (hereinafter “fire accident”).

The Plaintiff concluded an insurance contract with D (hereinafter referred to as “D”) and the insurance period from June 18, 2018 to June 17, 2019 to compensate for property damage caused by fire, etc. arising from the instant plant. The Plaintiff paid KRW 345,746,189, including KRW 348,471,621, and KRW 19,000,000 to the insured person as insurance money, with the insured person’s total amount of KRW 197,274,568,189.

The defendant is a company engaged in mechanical facility construction business, piping pipe construction business, etc.

[ 인정 근거] 다툼 없는 사실, 갑 1 ~ 3, 6호 증의 각 기재, 변론 전체의 취지 원고의 주장 이 사건 화재는 피고가 이 사건 공장 4 동 건물에 방열기를 시공ㆍ설치하면서 배 전함 내부 전선을 잘못 연결하여 배 전함의 방 열기 전선이 탈락하면서 온풍기 차단기 전원에 부적합하게 혼 촉( 混觸) 되어 과도한 열과 전류가 온풍기 설비로 전달되어 발생하였으므로, 피고는 D에 손해를 배상할 책임이 있다.

Accordingly, the Plaintiff, as an insurer, claims KRW 242,022,32 of the amount of damages equivalent to 70% of the amount of insurance proceeds paid in subrogation of D and damages for delay.

Judgment

According to Gap evidence evidence evidence Nos. 3 to 5, the fire station and investigative agency “the point of the fire of this case is the wall between the washing room and the warehouse inside the factory of this case. The cause of the fire of this case is the electrical factor (the internal electric wires connected to the washing room are not connected to the washing room, so the connection between the internal electric wires is broken off due to bad contact, and the spke which occurred by spreading the heat and excessive current with the exhaustr equipment.