1. The defendant shall pay to the plaintiff the amount of KRW 96,49,789 and KRW 49,164,637 among them, from January 14, 2015 to the day of full payment.

1. Factual basis

A. The Defendant was unable to repay the loan, etc. while obtaining a loan or obtaining a credit card from Hyundai Capital, New Card, National Card, Citty Bank, Samsung Card, Samsung Card, and Corporate Bank, and the credit card was used. The loan balance and the attempted interest are as follows.

Separated creditor financial institutions: 5,100,379 1,40,333,33,128,589,629,629,6729, 140 1,09,000,103,8362,559,140 13,761, 9763 credit cards of 1,094,2660, 394,475, 47414, 78, 7414, 3868, 3863, 7414, 2612,265, 2645, 75, 7419, 745, 745, 75, 75363, 1465, 75, 75365, 75, 704, 754, 754, 75, 76365, 25365, 275

B. From December 28, 2011 to June 28, 2013, each creditor financial institution transferred loans and credit card payment claims against the Defendant to the Plaintiff, and gave notice of assignment of claims at that time to the Defendant.

C. The overdue interest rate determined by the Plaintiff is 17% per annum from the day following the date of acquisition of the claim, and the overdue interest accrued from July 13, 2015 after the Plaintiff acquired the claim is 19,013,418 won as shown in the foregoing table.

[Reasons for Recognition] Unsatisfy, Gap 1 to 10 evidence, the purport of the whole pleadings

2. The Defendant is obligated to pay to the Plaintiff damages for delay calculated by the rate of 17% per annum as determined by the Plaintiff from July 14, 2015 to the date of full payment of the principal amounting to KRW 96,49,789 and the principal amounting to KRW 49,164,637.

3. The plaintiff's claim for conclusion is accepted on the ground of the reasons.