1. The defendant's appeal is dismissed.

2. The costs of appeal shall be borne by the Defendant.

Purport of claim and appeal

1..

1. Determination as to the cause of claim

A. Basic facts (1) The Defendant had been using a credit card issued by the Plaintiff on November 2, 1989, and was in arrears on April 26, 2016.

(2) The Defendant’s details of arrears are as follows as of June 2, 2016.

The interest rate for the total amount of overdue interest for each year shall be 2,36,380 35,287 2,371,667 24.5% of the year 24.5% of the year 667 72,792 3,399,622 3.5% of the year 23.5% of the annual cash services 9,200,000 483,203 9,683,683, 203, 27.6% of the year 27.6% of the year 27.6% of the year 203 203, 203, 683, 210, 210, 591, 282, 15,454, and 492 [based on recognition] the purport of each

B. According to the above facts of determination, the Defendant is obligated to pay to the Plaintiff damages for delay calculated at the rate of 27.6% per annum for overdue interest rate of 24.5% per annum for overdue interest rate of 24.5% per annum for overdue interest rate of 3,326,830 won for the principal used in lump sum of 15,454,492 won in credit card and the principal used in installments from June 3, 2016 to the date following the date of final settlement of interest, from June 3, 2016 to the date of complete payment.

2. If so, the plaintiff's claim is accepted for reasons, and the judgment of the court of first instance is just in conclusion, and the defendant's appeal is dismissed.