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(영문) 서울중앙지방법원 2012.02.14 2010나29002
보험금지급
Text

1. The part against the plaintiff corresponding to the money ordered to be paid under the judgment of the court of first instance shall be revoked.

The defendant.

Reasons

1. Basic facts

A. On January 11, 2006, B, the Plaintiff’s mother, entered into an insurance contract with the Defendant with respect to non-dividendd family love (hereinafter “instant insurance contract”) with the period of the Plaintiff and the Defendant from January 11, 2006 to January 11, 2021.

The General Terms and Conditions on the Security of Child Cancer Treatment Expenses included in the instant insurance contract (hereinafter “the instant Special Terms and Conditions”) stipulate to pay KRW 10 million out of the cancer diagnosis fund if the insured was affected by general cancer during the insurance period, and KRW 3 million if the insured was affected by the border species.

B. On May 6, 2008, the Plaintiff was diagnosed with two heads at Jeju National University Hospital, and received a scopic removal operation at the scopic Hospital on May 8, 2008.

After that, it was confirmed that the marine had re-satisfy and re-satisfying the marine on December 11, 2008, and received the malify operation on December 24, 2008.

On August 18, 2011, the Plaintiff received a third-class removal operation due to the recurrence of the species.

C. The special terms and conditions of this case refers to the following diseases in the basic classification of the 4th Korean Standard Disease Death Classification. 1. 'Cance' refers to the disease (refer to the attached Table 2's malicious life classification table) classified as malicious life; 4. 'Cance' refers to the disease (refer to the "act pattern" or the "viral life classification table" as shown in the attached Table 4), which is classified as an unknown behavior pattern or an aesthetic life (refer to the "act pattern" or the "viral life classification table"). The diagnosis and determination of the "cance", "Cance", and the "france of boundaryal nature" should be made by a person who has a professional doctor's license for autopsy path or clinical pathology, and this diagnosis shall be based on organizational tests, scarcity testing, or the current condition check of the US blood examination.

However, if it is not possible to conduct the above-mentioned pathological diagnosis, the clinical diagnosis of 'Cance', 'Cropical species', 'Cropical diagnosis', 'Cropical diagnosis', 'Cropicality'.

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