1. The Defendant’s KRW 105,44,870 and its weight to the Plaintiff:

A. From July 9, 2015 to the day of full payment for KRW 2,276,083.

1. The facts of the cause of the claim stated in the separate sheet for determination as to the cause of the claim do not conflict between the parties, or can be acknowledged by considering the whole purport of the pleadings as a whole in the entries in Gap evidence Nos. 1-1, 2 and 2.

According to the above facts of recognition, the Defendant is obligated to pay the Plaintiff 105,44,870 won in total and the principal 2,276,083 won in arrears interest rate of 21.9% per annum from July 9, 2015 to the date of full payment, 24.9% per annum from July 9, 2015 to the date of full payment; the interest rate of 1,300,000 won in arrears is 24.9% per annum from the date of full payment; the principal is 24.5% per annum from July 9, 2015 to the date of full payment; the interest rate of 24.5% per annum from the date of full payment; the principal is 50,000,000 won per annum from the date of full payment to the date of full payment; and the interest rate of 10.4% per annum 15% per annum from the date of full payment to the date of full payment; and the remaining interest rate of 10.4% per annum 15% per annum

2. Judgment on the defendant's assertion

A. On April 3, 2015, the Defendant asserts that the Plaintiff cannot respond to the Plaintiff’s claim, as the Suwon District Court 2015Da42989 applied for individual rehabilitation.

However, the fact that the defendant applied for the individual rehabilitation does not affect the plaintiff's claim, and further, the fact that the above individual rehabilitation application was dismissed on December 29, 2015 is also the defendant.

The defendant's above assertion has no reason to view it as any mother or with no reason.

B. On March 4, 2016, the Defendant asserts that it is impossible to respond to the Plaintiff’s request because it obtained approval of credit recovery support from the Credit Counseling and Recovery Service.

According to the statement No. 2-1 through 3 of the evidence No. 2-3, the defendant obtained approval for the recovery of credit from the Credit Counseling and Recovery Service on March 4, 2016 while the lawsuit of this case is pending, and the defendant also included his obligations against the plaintiff in the content of debt adjustment and repayment.