1. The defendant shall pay to the plaintiff KRW 24,965,794 and KRW 24,052,629 among them, from April 30, 2015 to the day of full payment.

The Defendant decided to repay 30,200,000 won to the Plaintiff at an interest rate of 6.9% per annum, 24% per annum, 60 months per annum, and the loan period of 60 months by means of equal installment of principal and interest, but lost the benefit of time due to delinquency from February 26, 2015, and as of April 29, 2015, the Defendant’s amount to be repaid to the Plaintiff as of April 29, 2015 can be recognized by each entry in the evidence as follows: (a) the amount to be repaid to the Plaintiff is KRW 24,052,629, interest rate of KRW 424,368, interest rate of KRW 453,398, interest rate of KRW 35,399, and interest rate of KRW 24,965,794, there is no dispute between the parties,

Therefore, the Defendant is obligated to pay to the Plaintiff damages for delay calculated at the rate of 24% per annum from April 30, 2015 to the date of full payment, with respect to the above KRW 24,965,794 and the principal amount of KRW 24,052,629.

The defendant asserts that he cannot respond to the plaintiff's claim by filing an application for individual rehabilitation with the Jung-gu District Court 2015da29492. However, the defendant's argument is without merit since the application for individual rehabilitation alone does not affect the plaintiff's claim of this case.

If so, the plaintiff's claim shall be accepted for the reasons and it is so decided as per Disposition.