1. The defendant shall pay to the plaintiff KRW 37,30,142 and KRW 1,619,572 per annum from July 31, 2020 to the day of full payment.

1. Determination as to the cause of claim

A. In full view of the purport of the entire pleadings as to the statements in Gap evidence Nos. 1 and 4, the facts constituting the grounds for the claim (However, the "creditor" shall be deemed to be the "Plaintiff," and the "debtor" shall be deemed to be the "defendant," respectively.

B. According to the above facts, the defendant is obligated to pay to the plaintiff 37,30,142 won (=the principal 36,481,874 won late 149,938) and 1,619,572 won with interest rate of 16.2% per annum from July 31, 2020 to the date of complete payment; 5,059,608 won with interest rate of 20.1% per annum from July 31, 2020 to the date of full payment; 20.1% per annum from 20.3% per annum from the date of full payment to 20.3% per annum from the date of full payment; 30% per annum from the date of full payment to 20.3% per annum from the date of full payment; 20.3% per annum from the date of full payment to 20.3% per annum 28% per annum, 20.3% per annum from the date of full payment.

2. In conclusion, the plaintiff's claim of this case is justified and it is so decided as per Disposition.