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1. The Plaintiff:
A. As to KRW 64,672,840 and KRW 61,741,079 among Defendant A, Defendant A shall be from November 30, 2015 to July 14, 2017.
Reasons
1. Basic facts
A. The Plaintiff is a corporation established under the Korea Housing Finance Corporation Act (Article 1 of the Korea Housing Finance Corporation Act) and the Korea Housing Finance Credit Guarantee Fund is established in order to promote the welfare of citizens and the development of the national economy by facilitating the long-term and stable supply of housing finance, etc. through the securitization of mortgage-backed claims, etc. and the provision of credit guarantee services.
(Article 55). (b)
In addition, the Housing Finance Credit Guarantee Fund established under the previous Act on the Assistance to Residential Stability and Lump Sum-Raising Savings of Workers (hereinafter “Housing Stabilization Act”) has been operating and managing the Housing Finance Credit Guarantee Fund (Articles 12 and 14(1) of the Housing Stabilization Act), and the Housing Stabilization Act was repealed (Article 2 of the Addenda), and the Housing Finance Credit Guarantee Fund under the previous Housing Stabilization Act was deemed to be the Housing Finance Credit Guarantee Fund under Article 55 of the Korea Housing Finance Corporation Act, and the Housing Finance Credit Guarantee Fund under the previous Housing Stabilization Act was deemed to be the Housing Finance Credit Guarantee Fund under this Act.
C. On April 29, 2014, Defendant A applied for a loan from the National Housing Fund of KRW 90 million with the loan term “Housing Fund” and the loan term of KRW 2,000,000,000,000,000 for credit guarantee, Defendant A is an employee in office in D, and Defendant B leased Nos. 1503, 105, and 1503, the lease deposit is to be paid with the loan.
Defendant A submitted all relevant documents, such as certificate of employment, statement of salary, lease contract, etc., and Defendant B confirmed the fact of lease contract. As such, on April 30, 2014, the Plaintiff entered into a credit guarantee agreement with Defendant A, setting the principal of guarantee as KRW 81 million, and based on this, the National Bank.