A defendant shall be punished by imprisonment for not less than one year and six months.

However, the execution of the above punishment shall be suspended for three years from the date this judgment becomes final and conclusive.

Punishment of the crime

The defendant is a person who has been engaged in credit business in the studio near the Daza in Mapo-si.

1. The Defendant violated the Act on the Registration of Credit Business and the Protection of Financial Users, from April 13, 2012 to June 2012, 201, received interest exceeding the interest rate prescribed by the Act imposed on the unregistered credit service provider, such as the victim E and the victim F, in his/her own residence, as described in attached Table 1.

2. The Defendant in violation of the Fair Collection of Claims Act is a debt collector who lends money to the victim E and the victim F as described in the above 1.1.

(1) On June 2012, the Defendant found the victim’s crime against the Victim E to “indoor Ha” operated by the said F while the victim was a employee.

The Defendant stated, at all times, that, on the ground that the Defendant did not pay the victim’s money properly, and that he did not receive his own phone, that “I must pay the victim with the money he has to do so, where I have to do so, where I have to do so, and where I have paid the money, she has to do so, where I have to do so, she has to do so, she has to pay the money, and where I have paid the money in advance, she has to do so. Even if I have no ability to do so, I have sold the money, even if I have recovered from I have to do so without the ability to do so, I have sold it, and you have sold it to I have to do so. I have to say that I have died in the same way.”

The above person who did not know his name stated the appearance of the defendant, and the victim stated that "the victim is a human garbage who does not pay the money."

(2) On August 2012, 2012, the Defendant: (a) informed the victim’s face on the grounds that the victim did not repay his/her own money in the front line; and (b) provided that the victim was paid his/her money in the front line; and (c) said person was said to have paid his/her money in the front line of the Defendant.

Accordingly, the defendant conspireds with the above-mentioned person.